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  • Super City Coming to Korea | Which4U Australia - Money Blog
    eight layout which is where the name 8City comes from making it the largest single tourism plan in the world This will include a megastrip that an astounding 200 metres high 800 metres wide and over 3 kilometres long will add to the city s records as the largest single architectural building in the world Amongst the many buildings that will make up this city of the future there will be luxury hotels casinos theme parks shopping centres a concert hall and even a Formula One racing track When asked to describe the project developer Park Seong Hyun vice chairman of EIGHTCITY Co said that it will become the world s top city that has the creativity of Dubai convention centres and casinos of Las Vegas and Macau as well as the shopping centres and financial hubs of Hong Kong and Singapore The Cost of Being World Beating As you can imagine this luxury won t come without a hefty price tag The project which is scheduled for completion by 2030 will be funded by the city and investors And with 2 8 billion already secured from South Korean investors and a further 1 billion from the UK s SanBar

    Original URL path: http://blog.which4u.com.au/news/super-city-coming-to-korea (2016-02-17)
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  • Longer, But Better Days: Australians Adopt British Work-Life Balance | Which4U Australia - Money Blog
    shopping online conduct their finances online or spend time on social networks Employers are less rigid about strict punctuality at work trusting that staff are essentially working long before they get to the office The survey highlighted a blended approach to the work life balance with workers starting and ending their working days well beyond the time spent in the office notes Mozy However they expect to be able to carry out more personal tasks during the working day and to extend their breaks to give them the freedom to enjoy social activities or complete chores Australian Acts The Regus Work Life Balance Index shows that on the one hand Australian workers have toughened up their act with many taking on extra duties since the financial crisis began On the other they feel that their work life balance has improved given the extra flexibility Director of Managing Work Life Balance Barbara Holmes said that Australians were following British patterns into longer working days but were endorsing it at the same time We don t work 9 to 5 anymore That whole rigid structure no longer exists Yes People may well be logging on at 7am to do their emails but

    Original URL path: http://blog.which4u.com.au/bank-accounts-2/longer-but-better-days-australians-adopt-british-work-life-balance (2016-02-17)
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  • No Credit Check Loans | Which4U Australia - Money Blog
    the latter but you will stand higher chances of getting some huge amount by applying for a secured loan This is where you should prepare some property that the lender can go after if you fail to fully clear your debt on the amount of cash you get Quotes comparison it doesn t matter whether you are searching for online lenders or local lenders but the truth of the matter is that you will get a huge number of them You should therefore maximize on this to ensure that you apply for your no credit check loan with the lender offering the most competitive rates and easier terms You can realize this through quotes comparison and this is quite easy since you will get the quotes for free Applying online nowadays people with internet access can easily shop for most products online and this is now possible even when applying for a no credit check loan A simple search through the web will only take a matter of seconds to generate a list of lenders ready to offer the loans and you can check out their offers to find the best Online application is advantageous because You will only need to have internet access Filling in an online application form is very easy and fast Approval and processing of the funds is faster With online application one should be careful when submitting some personal details as these can get misused if they fall in the wrong hands Always go for online lenders with secure websites and ensure that the lender is also in a position to keep such details confidential It is also wise to check the lending history of the lender you are considering Applying for a no credit check loan is a quick solution to getting financial aid

    Original URL path: http://blog.which4u.com.au/news/no-credit-check-loan-with-online-perfect-credit-offers (2016-02-17)
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  • credit check | Which4U Australia - Money Blog
    you will stand higher chances of getting some huge amount by applying for a secured loan This is where you should prepare some property that the lender can go after if you fail to fully clear your debt on the amount of cash you get Quotes comparison it doesn t matter whether you are searching for online lenders or local lenders but the truth of the matter is that you will get a huge number of them You should therefore maximize on this to ensure that you apply for your no credit check loan with the lender offering the most competitive rates and easier terms You can realize this through quotes comparison and this is quite easy since you will get the quotes for free Applying online nowadays people with internet access can easily shop for most products online and this is now possible even when applying for a no credit check loan A simple search through the web will only take a matter of seconds to generate a list of lenders ready to offer the loans and you can check out their offers to find the best Online application is advantageous because You will only need to have internet access Filling in an online application form is very easy and fast Approval and processing of the funds is faster With online application one should be careful when submitting some personal details as these can get misused if they fall in the wrong hands Always go for online lenders with secure websites and ensure that the lender is also in a position to keep such details confidential It is also wise to check the lending history of the lender you are considering Applying for a no credit check loan is a quick solution to getting financial aid when your credit

    Original URL path: http://blog.which4u.com.au/tag/credit-check (2016-02-17)
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  • Bank-rupture | Which4U Australia - Money Blog
    pushing for sales of packaged accounts which in many cases provided extras that consumers didn t need Meanwhile bank charges are increasing with tax payer owned RBS charging 60 93 per day for insufficient funds in an account Australian banks have also pushed for the hard sell on fee driven products Concerned staff members at different organisations turned whistleblower to reveal the weekly quotas they were expected to meet by coercing customers to sign up to credit cards loans and insurance policies The Financial Services Union warned that confidence in banks advice would crumble if consumers couldn t be sure whether advice was in their best interests or for an advisor s job security The UK s Financial Services Authority meanwhile hopes that a voluntary code for UK banks plus more explicit guidance about savings protection will help to rebuild consumer confidence in banking Interest Outrest Unrest Australian banks have come under intense scrutiny in recent months after showing considerable reluctance to pass on the benefits of federal rate cuts designed to boost the economy Delays in responding to the recent December cuts saw the largest banks save themselves a cool 7 million per day While home loan rates have been passed on in full in most cases banks have compensated by altering savings rates and maintaining higher credit card rates Struggling retailers have remonstrated that federal cuts have not been passed on to credit cards Further unrest for consumers and retailers alike has been caused by a succession of connectivity and security failures Commonwealth Bank suffered outages in August and December when networking problems saw customers unable to use debit or credit cards at ATMs or EFTPOS for 5 6 hours If other banks dared to stifle a snigger ANZ was alerted to a security flaw with its online

    Original URL path: http://blog.which4u.com.au/savings-accounts-2/bank-rupture (2016-02-17)
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  • Concerns Mount for Australian Banks | Which4U Australia - Money Blog
    welcome only insofar as it prevents loan rates from rising Crucial Challenges Fellow ratings agency Moody s warned that Australian banks faced various crucial challenges over the next 12 18 months as the costs of bank funding begin to rise Moody s announcement declared the Australian banking system as stable but warned that profitability would depend on how severe and how protracted any contagion from the European sovereign crisis may be A continuation of the ensuing Eurozone crisis could result in a reduction in overseas investor demand and increased bank funding costs However despite S P s moves to downgrade Australian banks Moody s senior vice president Patrick Winsbury highlighted a number of core strengths that would benefit Australian banks as they prepared for a rougher journey ahead Australia s banks have built sizeable capital buffers to absorb possible weakness in asset quality and they have a good measure of flexibility to deal with the challenging conditions The stable outlook also reflects our analysis that Australia has good monetary and fiscal policy flexibility to deal with weaker economic conditions Winsbury also praised banks attempts to reduce their reliance on offshore funding While we continue to view the Australian banking system s relatively high proportion of offshore wholesale funding to be a structural sensitivity customer deposits have been growing faster than loans as deleveraging continues allowing the major banks to reduce their reliance on offshore wholesale funding Weathering a Storm Australian banks would appear to be as well positioned as any to withstand the storm National Australia Bank suffered an additional blow however as its UK based operations Yorkshire Bank and Clydesdale Bank both had their ratings slashed for the third time in three months Cameron Clyne chief executive of NAB defended the ratings cuts against assumptions made by the agencies

    Original URL path: http://blog.which4u.com.au/bank-accounts-2/concerns-mount-for-australian-banks (2016-02-17)
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  • Commonwealth Bank | Which4U Australia - Money Blog
    unwittingly to frustrate their customers Scandal Struck A number of UK banks have been caught up in scandals involving the elderly As reported on our sister blog in the UK a succession of banks have been caught and fined for mis selling risky investment products to vulnerable consumers Pensioners of 83 years on average were pressured into investing six figure sums of their inheritence into long term risk heavy products often when they were not even expected to survive the investment term Collectively banks have faced compensation payments approaching 150 million 233 million more Tags Commonwealth Bank credit cards credit rating interest rates mobile apps Reserve Bank of Australia Posted in Credit Cards Savings Accounts Comments Off on Bank rupture Near Field Communication strikes Australia The end of the credit card Tuesday October 25th 2011 The future of financial transactions for the next generation may now be upon us With the increasing number and popularity of mobile apps major financial bodies have been looking towards innovative new payment systems for mobile devices The prospective launch of these new mobile payment systems could now spell the beginning of the end for the trusty plastic credit card Commonwealth Gold KaChing Last month Google announced their new Wallet app a system using Near Field Communication technology NFC which is designed to make payments easier for consumers while offering retailers more ways to offer loyalty programs But they may be beaten to the chase by Australia s Commonwealth Bank which has launched Kaching an app which allows smart phones iPhones to connect with cash registers and to make payments by email and Facebook It will be available before Christmas to iPhone users with operating system iOS4 or above and makes CommBank the first commercial provider of a mobile payment system more Tags Commonwealth Bank

    Original URL path: http://blog.which4u.com.au/tag/commonwealth-bank (2016-02-17)
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  • interest rates | Which4U Australia - Money Blog
    have been forgiven for thinking that a timely boost was set to come their way in time for Christmas It is widely predicted that central interest rates which had remained untouched since April 2009 will fall for the second consecutive month when the Federal Bank s committee convenes next week for the final time in 2011 But the untimely downgrading of Australian banks by credit ratings agencies this week has put a new complexion on the immediate forecast for bank funding irrespective of whether a central rate cut is announced or not Consumers are set to lose out when they may have expected to benefit Downgrading Standard Poor s have downgraded a number of major banks worldwide including Barclays HSBC Goldman Sachs UBS in Switzerland and the Bank of America In Australia the Commonwealth Bank ANZ National Australia Bank and Westpac all fell by one grade to AA the agency s fourth highest rating Macquarie Group was cut by two levels to BBB a grade which anticipates a level of risk from adverse economic conditions What these reductions do is heighten insecurity for banks to lend to one another This in turn raises the cost of lending as banks insure themselves from that elevated level of risk Such costs will no doubt be absorbed by consumers through less competitive savings and loan rates A central interest rate cut may prove welcome only insofar as it prevents loan rates from rising more Tags home loans interest rates mortgages National Australia Bank Reserve Bank of Australia savings accounts Posted in Bank Accounts 1 Comment First test for mortgage exit fee legislation Friday November 4th 2011 The ban on mortgage exit fees introduced in July have been making their first impact this week following the 0 25 interest rate cut made by the

    Original URL path: http://blog.which4u.com.au/tag/interest-rates (2016-02-17)
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