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  • Which4U Australia - Money Blog |
    the 2013 total approaches 15 billion Measured by proportion however this remains some way behind other major Western economies National Australia Bank s online retail sales index has shown that 14 6 billion was spent between November 2012 and November 2013 over 10 higher than the previous year Consequently the calendar year of 2013 could see figures approaching 15 billion depending on how many people turned to their credit cards to complete their Christmas shopping online And despite concerns about the ease of buying abroad well over 10 billion of this online spending has remained in Australia benefiting domestic retailers Read the rest of this entry Tags credit cards online spending Posted in Credit Cards Comments Off on Cards at the Ready Online Spending Up By Over 10 Spending a Penny at Work May 28th 2013 Aussies are putting a new spin on the old British expression spend a penny after it was revealed that a former award winning employer has been financially penalising its staff for taking comfort breaks Aegis Australia which won a best employer award in 2011 deducted the pay of a number of its employees at its Werribee call centre for using the toilet The centre s strict electronic system triggers alerts when staff members are away from their desks for longer than 90 seconds requiring them to explain their absence Read the rest of this entry Tags money saving tips Posted in News Saving Money Comments Off on Spending a Penny at Work Open Up OneTab to Pay For All Your Drinks March 27th 2013 For those of you in South Australia there s a new smartphone application available that will removed the need to get your wallet out when you re paying for a drink The OneTab application was developed by Queensland based team Paul Wyatt and Scott Cross to allow hotel customers to set a limit for their food and drinks tab at selected venues removing the need to hand over a credit card to make their payment through their point of sale system All patrons need to do is located the venue within the app open up a tab and set their credit limit Once this has been completed and their card balance has been verified a code is generated by the app which just needs to be shown to the bartender It s really as simple as that Read the rest of this entry Posted in Credit Cards News Comments Off on Open Up OneTab to Pay For All Your Drinks Cyprus Ultimatum Threatens Banking System March 21st 2013 How soon things change No sooner had Europe appeared to settle down promising better conditions for a slowing Australian economy and lower costs of funding on international wholesale markets when the chaos kicks off again Cyprus has dominated international headlines this week after an unprecedented move to impose a one off tax on savings worth up to 10 Banks were closed as people rushed to withdraw money and are to remain closed

    Original URL path: http://blog.which4u.com.au/ (2016-02-17)
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  • Where do ATM charges go? | Which4U Australia - Money Blog
    Most private ATMs are actually owned by individual investors normal people who put up the cash to install the machine and then receive a cut of the fee charged for every withdrawal Typically the ATM service provider the company that insures and maintains the machines will receive around half of the fee 1 20 The venue receives 1 per withdrawal while the investor receives the remaining 0 30 The machines can cost between 11 000 and 28 500 according to Own Your Own ATM and they are becoming quite a popular investment An average 11 000 machine might be used 26 times a day the company said which would generate at least 235 per month for the investor If this was fed into the market leading savings account the machines would take around four years to pay for themselves before all subsequent revenue became profit The problem is of course this burgeoning industry is encouraging people to profit from a basic service allowing people access to their cash And the 2 50 fee is a steep cost for convenience Consumers who want to be more efficient with their cash should avoid private ATM machines and stick wherever possible to their

    Original URL path: http://blog.which4u.com.au/news/where-do-atm-charges-go (2016-02-17)
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  • Credit Cards | Which4U Australia - Money Blog
    shopping online And despite concerns about the ease of buying abroad well over 10 billion of this online spending has remained in Australia benefiting domestic retailers more Tags credit cards online spending Posted in Credit Cards Comments Off on Cards at the Ready Online Spending Up By Over 10 Open Up OneTab to Pay For All Your Drinks Wednesday March 27th 2013 For those of you in South Australia there s a new smartphone application available that will removed the need to get your wallet out when you re paying for a drink The OneTab application was developed by Queensland based team Paul Wyatt and Scott Cross to allow hotel customers to set a limit for their food and drinks tab at selected venues removing the need to hand over a credit card to make their payment through their point of sale system All patrons need to do is located the venue within the app open up a tab and set their credit limit Once this has been completed and their card balance has been verified a code is generated by the app which just needs to be shown to the bartender It s really as simple as that more Posted in Credit Cards News Comments Off on Open Up OneTab to Pay For All Your Drinks Living the High Life Wednesday October 17th 2012 There s motorhomes and campervans And then there s this a mobile home with a difference if not quite so mobile any more Bruce Campbell an American engineer captivated by planes has spent a total of 220 000 creating his dream home inside a decommissioned Boeing 727 200 jet The retired Olympic Airways jet was bought for 100 000 in 1999 and has since been converted into a mobile home The fuselage has been stripped of its seating and now comprises a living area bedroom and office a renovation job which ended up costing 117 000 It s been an exhilarating project the engineer decrees The 727 jet now sits modestly tucked away in the woodlands of Oregon and is becoming quite the tourist attraction more Tags credit cards Posted in Credit Cards Comments Off on Living the High Life Banking in Australia and Great Britain A Comparison Thursday August 30th 2012 It s not unusual for Aussies to shadow the UK s developments and in many cases to learn lessons from them Firstly there was the MPs expenses scandal which struck the UK back in 2009 This prompted a small probe by Australia s Daily Telegraph into the practices of Canberra MPs But it s only really struck notoriety in 2012 with the report into MP Craig Thomson and the revelations about credit card misuse by a number of government departments There s also the case of Australian banks Having witnessed the collapse of Northern Rock in the UK and the considerable bailout afforded to the Royal Bank of Scotland large Australian banks have kept revenues and profits high There will be few who

    Original URL path: http://blog.which4u.com.au/credit-cards (2016-02-17)
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  • News | Which4U Australia - Money Blog
    Off on Where do ATM charges go Spending a Penny at Work Tuesday May 28th 2013 Aussies are putting a new spin on the old British expression spend a penny after it was revealed that a former award winning employer has been financially penalising its staff for taking comfort breaks Aegis Australia which won a best employer award in 2011 deducted the pay of a number of its employees at its Werribee call centre for using the toilet The centre s strict electronic system triggers alerts when staff members are away from their desks for longer than 90 seconds requiring them to explain their absence more Tags money saving tips Posted in News Saving Money Comments Off on Spending a Penny at Work Open Up OneTab to Pay For All Your Drinks Wednesday March 27th 2013 For those of you in South Australia there s a new smartphone application available that will removed the need to get your wallet out when you re paying for a drink The OneTab application was developed by Queensland based team Paul Wyatt and Scott Cross to allow hotel customers to set a limit for their food and drinks tab at selected venues removing the need to hand over a credit card to make their payment through their point of sale system All patrons need to do is located the venue within the app open up a tab and set their credit limit Once this has been completed and their card balance has been verified a code is generated by the app which just needs to be shown to the bartender It s really as simple as that more Posted in Credit Cards News Comments Off on Open Up OneTab to Pay For All Your Drinks Cyprus Ultimatum Threatens Banking System Thursday March 21st 2013 How soon things change No sooner had Europe appeared to settle down promising better conditions for a slowing Australian economy and lower costs of funding on international wholesale markets when the chaos kicks off again Cyprus has dominated international headlines this week after an unprecedented move to impose a one off tax on savings worth up to 10 Banks were closed as people rushed to withdraw money and are to remain closed until next Tuesday more Tags Cyprus savings accounts Posted in News Comments Off on Cyprus Ultimatum Threatens Banking System Postpone Your Holiday and Save Some Cash Friday December 7th 2012 You have probably noticed the signs going up all over the place You know the ones they advertise the big holiday and year end sales Retail stores and online sellers are putting their holiday marketing engine into full gear trying to get you to spend some money on their bargain You might be tempted to get it while it s hot but if you can actually wait until after the holiday shopping rush is over and get it while it s cool so to speak you might find that you will end up saving a lot more money

    Original URL path: http://blog.which4u.com.au/news (2016-02-17)
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  • Cards at the Ready: Online Spending Up By Over 10% | Which4U Australia - Money Blog
    calendar year of 2013 could see figures approaching 15 billion depending on how many people turned to their credit cards to complete their Christmas shopping online And despite concerns about the ease of buying abroad well over 10 billion of this online spending has remained in Australia benefiting domestic retailers Online sales now around for around 6 5 of total retail spending in Australia though this remains some distance behind the UK and the US where online sales are closer to 10 NAB s chief economist Alan Oster said the pace of growth of online spending had cooled over the past year but he warned retailers to be ready for another surge In the last few years it has grown at around 20 per cent That s slowed a lot in the past 12 months but I think it s starting to go back up again he said He added that the greater proportion of retail spending online in countries such as the UK and US was a good indication of the levels that Australia could expect to reach in forthcoming years If you look at the US and the UK where online is a little bit more mature they

    Original URL path: http://blog.which4u.com.au/credit-cards/cards-at-the-ready-online-spending-up-by-over-10 (2016-02-17)
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  • credit cards | Which4U Australia - Money Blog
    record profits during a global financial crisis when many are living on the breadline and trying to negotiate their way through a stuttering economy more Tags australia comparison credit cards great britain home loans savings accounts term deposits Posted in Credit Cards Savings Accounts Term Deposits Comments Off on Banking in Australia and Great Britain A Comparison Longer But Better Days Australians Adopt British Work Life Balance Thursday June 28th 2012 Showering at the office Shopping online during the day Facebook and Twitter time It seems that Aussies have begun adopting a British work life culture that extends far beyond normal office hours but they seem just fine with it UK based company Mozy has found that the working day has extended to 12 hours as employees keep tabs on email and work accounts from 7am in the morning until 7pm in the evening But with that comes more flexibility as workers have more freedom to perform ablutions at the office do their shopping online conduct their finances online or spend time on social networks more Tags credit cards savings accounts Posted in Bank Accounts Comments Off on Longer But Better Days Australians Adopt British Work Life Balance No Credit Check Loans Wednesday March 7th 2012 There are various reasons why you may be having a low credit score some of which include defaults arrears late payments foreclosures bankruptcy and missed payments among others This can have a number of inconveniences when applying for funding but you can have it easy by knowing the kind of loans to apply for One easy way of going around this is to apply for a no credit check loan where the lender will not even look at your credit history Considerations on a no credit check loan Security even when applying for a loan without credit check you can choose between a secured and an unsecured loan If you only require some little cash you can comfortably go for the latter but you will stand higher chances of getting some huge amount by applying for a secured loan This is where you should prepare some property that the lender can go after if you fail to fully clear your debt on the amount of cash you get Quotes comparison it doesn t matter whether you are searching for online lenders or local lenders but the truth of the matter is that you will get a huge number of them You should therefore maximize on this to ensure that you apply for your no credit check loan with the lender offering the most competitive rates and easier terms You can realize this through quotes comparison and this is quite easy since you will get the quotes for free Applying online nowadays people with internet access can easily shop for most products online and this is now possible even when applying for a no credit check loan A simple search through the web will only take a matter of seconds to generate a list of

    Original URL path: http://blog.which4u.com.au/tag/credit-cards-2 (2016-02-17)
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  • online spending | Which4U Australia - Money Blog
    depending on how many people turned to their credit cards to complete their Christmas shopping online And despite concerns about the ease of buying abroad well over 10 billion of this online spending has remained in Australia benefiting domestic retailers more Tags credit cards online spending Posted in Credit Cards Comments Off on Cards at the Ready Online Spending Up By Over 10 Share the Which4U Australia Money Blog Tweet

    Original URL path: http://blog.which4u.com.au/tag/online-spending (2016-02-17)
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  • Spending a Penny at Work | Which4U Australia - Money Blog
    for taking comfort breaks Aegis Australia which won a best employer award in 2011 deducted the pay of a number of its employees at its Werribee call centre for using the toilet The centre s strict electronic system triggers alerts when staff members are away from their desks for longer than 90 seconds requiring them to explain their absence Aegis call centre employees have scheduled start break lunch and finish times which are managed through an electronic time and attendance system Andrew Hume CEO Aegis Australia Employees were able to make up the time at the end of their shift but at least three were docked wages for answering the call of nature Bowing to publicity pressure the company s chief executive Andrew Hume said that the automated process had made incorrect deductions and that the employees affected would be reimbursed If an employee is absent from their rostered schedule they are sent an electronic alert updating them to the amendment and prompting for exceptions to be made he explained After detailed review three instances were identified where the process had failed and time deductions were made that were incorrect against standard operating procedures Tags money saving tips Share This

    Original URL path: http://blog.which4u.com.au/news/spending-a-penny-at-work (2016-02-17)
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