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  • General Advice Warning | Life Australia
    not been tailored to your personal circumstances Please seek personal financial tax and or legal advice prior to acting on this information Before aquiring a financial product a person should obtain a Product Disclosure Statement PDS relating to that product and consider the contents of the PDS before making a decision about whether to aquire the product or not INSURANCE Home Insurance Types Term Life Income Protection Total Permanent Disability

    Original URL path: http://www.lifeaustralia.com.au/home/general-advice-warning/ (2014-01-05)
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  • Terms and Conditions | Life Australia
    alter or modify the information on this site b use the material on this site for any purpose other than as a source of information for personal use unless authorised to the contrary c distribute copy or otherwise reproduce in any way any of the material available from this site unless it is expressly authorised d post any material which is defamatory in breach of copyright in breach of the Trade Practices Act or otherwise in any way unlawful or inappropriate 4 Users can print a hard copy of material on this site for their personal use only other than material where this is prohibited by a notice to that effect on this site 5 The information contained on this site is made available to residents of Australia and its territories and New Zealand and is not intended to be a recommendation offer or invitation to take up securities or other investments 6 Apogee Financial Planning Limited and other members of the National Australia group of companies are not liable in any way to any person for any loss damage cost or expense incurred as a result of the material contained on this site or from unauthorised access to or any misuse of this site including without limitation any negligence by Apogee Financial Planning Limited and other members of the National Australia group of companies 7 All references on this site to or dollars are references to Australian currency unless otherwise stated 8 Users of this site agree to indemnify Apogee Financial Planning Limited and other members of the National Australia group of companies from all liability cost and expense including legal fees arising directly or indirectly from the use or distribution by any person of material placed on the site by the user or from the alteration modification of

    Original URL path: http://www.lifeaustralia.com.au/home/terms-and-conditions/ (2014-01-05)
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  • About Us | Life Australia
    the best possible products and premiums at the lowest price Our Goal The foundation of our success to date has come from our belief in the value of life insurance products and the need to stand up in the event of a client claim This commitment has enabled us to provide insurance cover to thousands of Australians across the country Our Credentials LifeAustralia com au is a trading name for AFM Advisers Pty Ltd a long established privately owned advisory company licensed to conduct business through Apogee Financial Planning an Australian Financial Services Licensee and Principal Member of the Financial Planning Association FPA We are not an agent of any individual company and therefore have access to a wide range of insurance company products as researched and approved by Apogee FP Add Value and Convenience We offer time poor individuals and business owners access to insurance products where we research a range of insurance and pricing options and provide you with the results This then enables you to make an informed decision as to the best type of cover for your circumstances There is no charge to you for this service Call Us Now Give LifeAustralia com au a call

    Original URL path: http://www.lifeaustralia.com.au/home/life-australia/ (2014-01-05)
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  • Testimonials | Life Australia
    them to my friends and family Andrew Scott Chatswood NSW I am happy with the service and feedback Excellent term life insurance products with excellent service Sherry Price Bendigo VIC Life Australia provided the best policy and price The representatives were friendly courteous and knowledgeable Cassie McFarlane Subiaco WA Personal Service attention to detail price knowledge of products variety of products quick delivery of the policy timely follow up on

    Original URL path: http://www.lifeaustralia.com.au/testimonials/ (2014-01-05)
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  • Contact Us for Best Life Insurance Quotes at LifeAustralia
    promptly LifeAustralia com au Phone 61 2 9363 9511 Suite 409 Edgecliff Centre Freecall 1800 801 937 203 233 New South Head Road Edgecliff NSW 2027 Fax 61 2 9363 2514 PO Box14 info lifeaustralia com au Edgecliff NSW 2027 Contact Us If you would like us to phone you please leave your details Name First Last Phone Email address option I am interested to discuss General Enquiry only Term

    Original URL path: http://www.lifeaustralia.com.au/contact-us/ (2014-01-05)
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  • Get a tax deduction for Income Protection insurance for 2012-2013 | Life Australia
    income and gives you an income while you are off work You can claim your tax deduction when you complete your tax return By pre paying your annual premium in June you could claim a tax deduction for the current financial year The monthly benefit which is paid as a monthly income will incur tax just like your regular pay because it is treated as an income How Much Does it Cost The cost of this insurance depends on things such as your age and occupation For example a male IT employee aged 31 on a salary of 85 000 will pay less than 10 per week after tax to gain income protection cover Need the best quote from Australia s leading insurers Get a FREE quote online now or contact Brendon Harris at our office on 02 9363 9511 Share this Share Facebook 0 Comments Leave a comment Previous Post Sorry comments are closed for this post Get a tax deduction for Income Protection insurance for 2012 2013 About one third of Australians will miss work for three months or more in their working life due to injury and illness How can you protect your income for months or years should similar circumstances arise For around 10 per week you can protect your income Income Protection Insurance Income protection insurance offers a monthly income if you were unable to work due to accident or sickness helping you to cope with the ongoing expenses like putting food on the table paying rent or home home loan repayments other living expenses school fees and so on It provides a monthly benefit that pays you up to 75 of your income For example if your earnings were 85 000 annually an income protection policy could pay you an income stream of up

    Original URL path: http://www.lifeaustralia.com.au/2013/06/still-time-get-tax-deduction-for-income-protection-insurance-purchased-before-june/ (2014-01-05)
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  • Have you considered life insurance? | Life Australia
    credit cards personal loans Income a capital value for your family to invest and receive income Mortgage any mortgage debt that you have and Expenses your family s annual living expenses are met Life insurance is particularly important if you have a high level of debt such as a home mortgage or investment loans If you were to pass away would your loved ones be able to continue to service your outstanding debt or even pay them off outright How do you choose the right policy It is best to talk to a personal risk specialist who has access to a wide range of competitive life insurance products They have the experience and expertise to guide you in choosing the right product for your particular situation and budget Premiums vary depending on age and health history Your adviser can provide a guide but your application will need to be formally assessed by the life insurer before your final premium is known You should also do some research on the proposed company whose policy you will be taking up You will need to be comfortable in investing these payments into a reputable stable financially sound company Our Advisers only uses the very best product research available in Australia To find out more about Life Insurance get in touch with our Advisers by calling freecall 1800 801 937 0 Comments Leave a comment Next Post Sorry comments are closed for this post Get a tax deduction for Income Protection insurance for 2012 2013 About one third of Australians will miss work for three months or more in their working life due to injury and illness How can you protect your income for months or years should similar circumstances arise For around 10 per week you can protect your income Income Protection Insurance

    Original URL path: http://www.lifeaustralia.com.au/2011/10/have-you-considered-life-insurance/ (2014-01-05)
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  • Blog | Life Australia
    living expenses school fees and so on It provides a monthly benefit that pays you up to 75 of your income For example if your earnings were 85 000 annually an income protection policy could pay you an income stream of up to 5 312 per month up until you return to work after your waiting period and if you cannot return up until retirement age usually age 65 The great news is that the premiums paid for an income protection policy are generally tax deductible in Australia because the insurance protects your income and gives you an income while you are off work You can claim your tax deduction when you complete your tax return By pre paying your annual premium in June you could claim a tax deduction for the current financial year The monthly benefit which is paid as a monthly income will incur tax just like your regular pay because it is treated as an income How Much Does it Cost The cost of this insurance depends on things such as your age and occupation For example a male IT employee aged 31 on a salary of 85 000 will pay less than 10 per week

    Original URL path: http://www.lifeaustralia.com.au/articles/ (2014-01-05)
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