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  • Investec Foundation
    Accountants Practice Finance Personal Banking Finance for your Clients Contact a Specialist Corporate Investment Banking Corporate Advisory Private Client Investment Banking Real Estate Finance Corporate Lending Asset Finance Leasing Corporate and Acquisition Finance Private Equity Resource Aviation Infrastructure Specialists Aviation Commodities Resource Finance Infrastructure Power Financial Markets Central Treasury Hedging Structured Solutions Institutional Asset Management Deposits Financial Markets Private Equity Specialist Funds About Investec Investec Australia Investec Editorials Find Us Contact Us Who we are Mission Values and Philosophies Corporate Governance Group Strategy Corporate Structure Careers Investor Relations Financial Information What we do Corporate and Institutional Banking Investment Banking Asset Management Sustainability Investec Foundation Investec Sponsorship Investec Press Did you know your browser is out of date It is strongly recommended that you use an alternative browser Do it Later Mozilla Firefox Google Chrome Safari Opera Internet Explorer x Home About Investec Sustainability Top Print page Email this Share Share this page Connect with us Investec Foundation 1 4 2 4 3 4 4 4 The Investec Foundation is dedicated to creating a positive social impact with local Australian communities Through the Foundation Investec champions sustainable social investment by building dedicated charitable partnerships engaging all Investec people in making a positive difference through volunteering opportunities and matched giving and maintaining our reputation as a highly trusted and ethical business and in doing so return value to our clients and stakeholders View our latest Foundation Report Investec Foundation pdf Download Investec Foundation pdf 3 MB Watch TOOTH in action Our Guiding Principles 1 We have a responsibility to our community We use our resources and knowledge to support local initiatives that are focused on creating a positive impact within Australia 2 We relate respectfully We select our causes carefully and work in partnership with those we support Our focus is narrow

    Original URL path: https://www.investec.com.au/about-investec/sustainability/investec-foundation.html (2014-07-08)
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  • Investec Sponsorship
    Private Client Investment Banking Growth Acquisition Finance Professional Medical and Dental Practice Finance Personal Banking Buying Selling a Practice Contact a Specialist Accountants Practice Finance Personal Banking Finance for your Clients Contact a Specialist Corporate Investment Banking Corporate Advisory Private Client Investment Banking Real Estate Finance Corporate Lending Asset Finance Leasing Corporate and Acquisition Finance Private Equity Resource Aviation Infrastructure Specialists Aviation Commodities Resource Finance Infrastructure Power Financial Markets Central Treasury Hedging Structured Solutions Institutional Asset Management Deposits Financial Markets Private Equity Specialist Funds About Investec Investec Australia Investec Editorials Find Us Contact Us Who we are Mission Values and Philosophies Corporate Governance Group Strategy Corporate Structure Careers Investor Relations Financial Information What we do Corporate and Institutional Banking Investment Banking Asset Management Sustainability Investec Foundation Investec Sponsorship Investec Press x Investec would like to place cookies on your computer to help us make this website better To find out more see our cookie policy Please select a profile and accept cookies Accept Cookies Did you know your browser is out of date It is strongly recommended that you use an alternative browser Do it Later Mozilla Firefox Google Chrome Safari Opera Internet Explorer x Home About Investec Top Print

    Original URL path: https://www.investec.com.au/about-investec/sponsorship.html (2014-07-08)
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  • Investec Press
    and via Twitter investec For updates on our sponsorships follow Investec Sport content investec investec investec com au Search Results for Search 10 entries per page 10 entries per page 20 entries per page 50 entries per page 100 entries per page 1 2 3 4 5 Next 27 Jun 2014 Investec Property Fund expands its retail portfolio with R430 million acquisitions Investec Property Fund IPF announces the acquisition of Dihlabeng Mall in Bethlehem in the Eastern Free State Bethlehem Acquisition and the Foschini Building in the Johannesburg inner city Foschini Acquisition More 27 Jun 2014 Investment in Maplin Electronics by Rutland Partners Rutland Partners is pleased to announce that on 26th June 2014 it completed an investment for 85m in Maplin Electronics Limited More 18 Jun 2014 Investec s position regarding the JCI Randgold and Western Areas matter June 2014 Numerous articles and some books have been written about the circumstances leading up to the death of Mr Brett Kebble and the unravelling of his business empire More 12 Jun 2014 The search is now on for Britain s first ever Investec Food Drink Entrepreneur of the Year 2014 The search is now on for Britain s first ever Investec Food Drink Entrepreneur of the Year 2014 www investecfoodanddrinkentrepreneuroftheyear com It seeks top food and drink entrepreneurs from the nation whose food is now the envy of the world More 10 Jun 2014 Investec Derby Festival a great success This year s Investec Derby Festival ended well with a tremendous Investec Derby Day at Epsom Downs More 30 May 2014 News from Breakfast With The Stars Thursday May 29 2014 John Gosden s main Investec Derby hope is the unbeaten Western Hymn but the Newmarket trainer could supplement Romsdal who just failed by a nose to catch Orchestra in

    Original URL path: https://www.investec.com.au/about-investec/investec-news.html (2014-07-08)
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  • Year-end Results - Investec Specialist Bank
    results May 2014 Additional viewing and listening options Listening and download options Webcast Audio Download 1 3MB WMA format Transcript 66kb PDF Related downloads Announcements Investec group results announcement RNS version Download 257 KB Investec Bank Limited results announcement SENS version Download 121 KB Investec group results announcement short form version Download 302 KB Dividend announcements Investec Bank Limited preference share dividend INLP Download 30 KB Investec plc Rand denominated preference share dividend INPPR Download 29 KB Investec Limited preference share dividend INPR Download 32 KB Investec plc preference share dividend INPP Download 31 KB Investec Limited ordinary share dividend INL Download 33 KB Investec plc ordinary dividend INP Download 37 KB Analysis Investec group results Analyst booklet Download 3 MB Presentations Analyst Results Presentation May 2014 Download 1 MB Investec silo entities and subsidiary salient financial information Investec Bank Australia Limited a subsidiary of Investec plc Download 343 KB Investec Bank Limited a subsidiary of Investec Limited Download 765 KB Investec Bank plc a subsidiary of Investec plc Download 1 MB Investec plc excluding the results of Investec Limited Download 1 MB Investec Limited excluding the results of Investec plc Download 880 KB Archive Year end Results Show table 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 Handout PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF Presentation PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF Webcast html html html html html html html html html html html html Podcast xml xml xml xml xml xml xml Mp3 mp3 mp3 mp3 mp3 mp3 mp3 mp3 RNS announcement PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF SENS announcement PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF SENS IBL announcement PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF plc ordinary dividend PDF PDF PDF PDF PDF PDF PDF PDF Limited ordinary dividend PDF PDF PDF PDF PDF PDF PDF PDF Limited preference share dividend PDF PDF PDF PDF PDF PDF PDF PDF PDF IBL preference share dividend PDF PDF PDF PDF PDF PDF PDF PDF plc preference share dividend PDF PDF PDF PDF PDF PDF PDF Transcripts PDF PDF PDF PDF PDF PDF IBP Investor Update PDF Investec silo entities and subsidiary salient financial information 2013 Investec plc excluding the results of Investec Limited PDF Investec Limited excluding the results of Investec plc PDF Investec Bank plc a subsidiary of Investec plc PDF Investec Bank Limited a subsidiary of Investec Limited PDF Investec Bank Australia Limited a subsidiary of Investec plc PDF Investor Relations Financial Information Group Financial Results Silo Entities and Subsidiary Accounts Excel Spreadsheets Investec Bank Mauritius Limited Investec Bank Switzerland Investec Bank Channel Islands Additional Reports 2000 2002 Presentations and Announcements Investor Briefing Year end Results Interim Results Additional Presentations Circulars Announcements Shares and Dividends Ordinary Shares Preference Shares Shareholder Analysis Dividend History Analyst Estimates Investor Centre

    Original URL path: https://www.investec.com.au/about-investec/investor-relations/presentations-announcements/year-end-results.html (2014-07-08)
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  • Investec to focus on core strengths with the sale of its Professional Finance and Asset Finance & Leasing divisions - Investec Specialist Bank
    Find Us Contact Us Who we are Mission Values and Philosophies Corporate Governance Group Strategy Corporate Structure Careers Investor Relations Financial Information What we do Corporate and Institutional Banking Investment Banking Asset Management Sustainability Investec Foundation Investec Sponsorship Investec Press Did you know your browser is out of date It is strongly recommended that you use an alternative browser Do it Later Mozilla Firefox Google Chrome Safari Opera Internet Explorer x Home About Investec Investec Press Top Print page Email this Share Share page Investec to focus on core strengths with the sale of its Professional Finance and Asset Finance Leasing divisions 11 Apr 2014 Investec Bank Australia today announced that its parent company Investec Holdings Australia has entered into a definitive agreement with Bank of Queensland BOQ to sell its Professional Finance business which includes its deposits business and its Asset Finance Leasing businesses in Australia nbsp The agreement is subject to customary closing conditions such as counterparty and financier consents and approval from Australian Prudential Regulatory Authority APRA Following the sale the Investec Group will cease to own an ADI but will retain a significant business in Australia focussing on its core strengths across Corporate and Institutional Banking Property Funds Management and Investment Banking Late last year Investec announced it had appointed independent advisers to identify alternatives for its Professional Finance and Asset Finance Leasing businesses The businesses are being sold as a going concern with a total team of over 310 people transferring to BOQ The agreement with BOQ represents a significant opportunity for both the Professional Finance and Asset Finance Leasing businesses as they pursue their next phase of growth said Investec CEO Ciaran Whelan Investec Group remains committed to the Australian market We have an experienced leadership team with a focused business backed by a

    Original URL path: https://www.investec.com.au/about-investec/investec-news/investec-to-focus-on-core-strengths-with-the-sale-of-its-profess.html (2014-07-08)
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  • Accessibility - Investec Specialist Bank
    made significant changes to achieve a Conformance Level A of the Web Content Accessibility Guidelines on investec com Most pages adhere to Conformance Level A Accessibility features We have introduced the following features to ensure the best use of our site by all of our users Headings and navigation menus HTML heading tags are used to convey document structure H1 tags are used for main titles H2 tags for subtitles etc Navigation menus are marked up as HTML lists This ensures that the number of links in the list is read out at the start and it can be skipped easily Images All images used in this site include descriptive alt tag attributes Where an image has no use other than being decorative the alt tag is set to null to allow easy reading of the site by all users Colours We have taken care to ensure that the site s font and background colour combinations contrast significantly and are effective in ensuring information is still clear when viewed in different colour combinations If you wish to override the site s colours you can do this by changing your browser settings to your own preference Font size Most of the font sizes we use on our site are sizable You can change the font size to make it either larger or smaller via your browser settings You can change the font size in the following ways depending on your browser In Internet Explorer select View then Text Size and then your preferred size In Netscape select View then Text Zoom and then your preferred percentage size Stylesheets This site uses cascading style sheets for all visual layout If your browser or browsing device does not support stylesheets at all the use of structured semantic mark up ensures that the content

    Original URL path: https://www.investec.com.au/legal/accessibility.html (2014-07-08)
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  • Legal - Investec Specialist Bank
    Estate Finance Corporate Lending Asset Finance Leasing Corporate and Acquisition Finance Private Equity Resource Aviation Infrastructure Specialists Aviation Commodities Resource Finance Infrastructure Power Financial Markets Central Treasury Hedging Structured Solutions Institutional Asset Management Deposits Financial Markets Private Equity Specialist Funds About Investec Investec Australia Investec Editorials Find Us Contact Us Who we are Mission Values and Philosophies Corporate Governance Group Strategy Corporate Structure Careers Investor Relations Financial Information What we do Corporate and Institutional Banking Investment Banking Asset Management Sustainability Investec Foundation Investec Sponsorship Investec Press Did you know your browser is out of date It is strongly recommended that you use an alternative browser Do it Later Mozilla Firefox Google Chrome Safari Opera Internet Explorer x Home Top Print page Email this Share Share this page Connect with us Legal View our legal pages by clicking on the links below Investec Privacy Policy Terms and Conditions Online Security Accessibility Investec FATCA IGA statement Australia Australian Website Terms Conditions Investec Australia Property Fund Disclaimer Accessibility Indices Important information Privacy Policy About Us Contact US Investec Privacy Policy Terms and Conditions Online Security Accessibility Browse global offices North America Investec USA Holdings Corp and Investec Securities US LLC United States of

    Original URL path: https://www.investec.com.au/legal.html (2014-07-08)
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  • Protecting yourself from fraud - Investec Specialist Bank
    into doing what you want In terms of online fraud a fraudster will usually trick people into disclosing their passwords log in details or other confidential information You can protect yourself by Not disclosing confidential information over the phone unless you re absolutely sure of the caller s identity If in doubt ask for the caller s phone number and check it to see that it s genuine Never sending confidential information by email It can easily be intercepted by a third party and companies like ours will never ask you to email personal details account information or passwords Keeping your PIN confidential at all times Banks including us will never ask you to disclose your PIN Identity theft Your identity is a valuable commodity however over 100 000 people fall victim to identity theft each year Identity theft is when a fraudster steals your personal or financial details which criminals then use to impersonate you open bank accounts obtain credit or set up businesses Once your details are stolen you could become a victim of identity fraud Be suspicious if you notice any of the following Bills invoices or receipts addressed to you for goods or services you haven t ordered Letters from solicitors or debt collection agencies regarding debts that aren t yours Letters or statements for bank accounts you did not open Transactions appearing on your bank statements normally withdrawals that you don t recognise New accounts showing up on your credit report Documents like your passport driving licence utility bills or bank statements have gone missing If you ve been a victim of identity fraud you should act quickly don t ignore the problem Even though you didn t order those goods or open that bank account the bad debts will end up under your name and address Contact us immediately if you think you are or may be a victim of fraud on your Investment account Investec card or Bank account or you suspect that somebody has accessed your on line account If you think you re a victim of this kind of identity fraud you should report the matter to the relevant organisation Depending on their advice you should then alert your local police force You should report all lost or stolen documents such as passports driving licences plastic cards cheque books to the relevant organisation You can learn more about identity theft at the UK Police s Action Fraud website Advance fee frauds Advance fee frauds or Nigerian 419 scams Advance Fee Frauds or Nigerian 419 scam the name comes from section 419 of the Nigerian criminal code combine the threat of impersonation fraud with a variation of an advance fee scheme in which a letter or email offers the recipient the opportunity to share in a percentage of millions of dollars that the author is trying to transfer illegally out of a developing country The scheme relies on convincing a willing victim to send money to the author in several instalments of increasing amounts for a variety of reasons Payment of taxes bribes to government officials and legal fees are often described in great detail with the promise that all expenses will be reimbursed as soon as the funds are spirited out of the country In fact the millions of dollars do not exist and the victim eventually ends up with nothing but loss If you receive a letter or email from anybody asking you to send personal or banking information do not reply simply delete the letter or email Remember the golden rule If it sounds too good to be true it probably is Online Frauds Phishing Phishing pronounced fishing is a process used by fraudsters in an attempt to acquire your confidential information by sending out emails or other kinds of messages that direct you to bogus websites or phone lines They believe that if they send out enough emails somebody will respond or bite and provide personal or financial information These emails or messages claim to be from a particular company so they often look legitimate But these messages are actually sent by fraudsters often at random Any information you disclose on these bogus websites or phone lines is captured by the fraudsters You can protect yourself by treating any unsolicited emails or calls that ask for confidential information with suspicion If in doubt about the validity of a particular message contact the company that supposedly sent you the message to make sure it s genuine To learn more about phishing visit the UK banking industry s website Bank Safe Online If you have received a fraudulent or suspicious email which you have not responded to please forward the e mail to phishing investec co za If you have responded to a phishing email please Contact us as soon as possible to help us protect you and your finances Please note we may send you emails from time to time However we will never send you an email asking for your security information or logon details or direct you to a web page that asks for this information We will also never send you an email with a link to Investec Online Banking Computer Malware Malware is the collective term for any malicious software that might infect a computer including Trojans viruses and spyware The development and spread of malware is becoming increasingly sophisticated and is driven by organised criminals for financial gain Trojans A trojan is a type of malware that is capable of stealing information recording your passwords and other personal details by capturing your keystrokes or taking screen shots of sites you visit These details are then sent to the fraudsters to help them steal your money Trojans can be installed from infected websites or storage devices connected to the computer and you may not even know that you are infected The best way to protect yourself from trojans is to install firewalls and internet security software on your computer and to keep these things up to date Computer Viruses Viruses are designed to replicate and multiply spreading between computers They can cause severe problems sending out spam email slowing down or crashing your computer corrupting or deleting files and sending confidential information to fraudsters Viruses may even redirect your internet browser to spoof websites The most effective protection is to keep your computer s security up to date and anti virus up to date Spyware Spyware is designed to invade your privacy gathering information about your computer and internet activity Spyware can also be responsible for irritating pop up adverts slowing down your computer and sending confidential information to fraudsters Spyware can be installed from infected websites or storage devices connected to the computer and you may not even know that you are infected The most effective protection is to keep your computer s security up to date Many anti virus packages now come with built in protection against spyware so make sure you always have the latest version Money mules Most bank accounts do not allow customers to make online cross border transfers Since most online fraudsters tend to be based outside the UK or SA they need people to help launder the funds they receive from their scams These people are called money mules and they are often innocent victims themselves Money mules receive funds into their accounts that fraudsters have stolen These funds generally come from other victims whose bank accounts UK have been compromised The money mules are then encouraged to send the funds to the fraudsters overseas using a wire transfer service minus their commission Money mules are recruited through a variety of methods including spam emails genuine job search websites email responses to a victim s online CV instant messaging and newspaper ads This scam offers you the chance to earn some easy money for a few hours work each week but beware Handling money that s been obtained fraudulently is a crime even if you re not knowingly complicit in the crime You can protect yourself from becoming involved by Treating any unsolicited job offers with suspicion especially if the company is based overseas Verifying the details of any company that you re considering working for Not giving your bank account details to anyone whom you don t know and trust Assisting a criminal transfer of monies to another account could make you subject to criminal investigation which may lead to your prosecution Remember the golden rule If it sounds too good to be true it probably is For more about money mules visit the UK banking industry s website Bank Safe Online Card Fraud Lost and stolen card fraud Counterfeit card fraud or skimming A counterfeit card can be a fake card or a valid one that s been altered or recoded Most cases involve skimming when the data on your card s magnetic strip is electronically copied on to another card without your knowledge Skimming commonly occurs at retail outlets particularly bars restaurants and petrol stations and at cash machines that have been illegally fitted with a skimming device The stolen data is then used to create counterfeit cards Most people are unaware that they ve fallen victim to this fraud until their statements arrive To protect yourself Don t leave your card with bar or restaurant staff for long periods Don t let retail staff take your card away to process payments Check cash machines for signs of tampering before you use them Card not present fraud This is the most common type of card fraud It occurs when fraudsters steal your card details and use them to buy things over the internet or by phone fax or mail Always be aware of who you are dealing with To protect yourself Avoid entering your card details on shared or public computers Always remember to log out of any websites where you ve entered your card details Only enter your card details on secure sites ie those whose web address begins with https and have a padlock in the browser window Keep a close eye on your statements and report any fraudulent transactions immediately What should I do if I ve fallen victim to card fraud Contact us immediately if you think you are or may be a victim of fraud on your Investment Account Investec card or Bank account ATM Frauds In 2013 there has been an increase in ATM card swapping and jamming Card swapping usually happens when a fraudster claims that the ATM is faulty and offers a client assistance He she will then swop the client s card and use it at another ATM to withdraw funds With card jamming an ATM is tampered with and will hold a client s card in the card reader The fraudster will then collect the card and attempt to withdraw funds from the account at a later stage Tips to keep safe at ATMs Contact us immediately report any suspicious activity to them If anyone offers to assist you at an ATM or is lurking around the area rather go to another ATM Keep your PIN safe at all times Don t write your PIN down or save it on a device rather memorise it Make sure you are using the correct card at the ATM and make sure you get the correct card back when you are done Be aware of any skimming devices and mini cameras attached to the ATM and look out for any sign of tampering with the card reader slot If you receive an SMS notification for a transaction that you are unaware of please contact the Investec Client Support Centre immediately If the ATM keeps your card or it is lost or stolen please contact the Client Support Centre immediately to cancel the card Courier or Police Scams Typically a courier card scam involves customers being tricked into handing over their bank cards and PINs to fraudsters The scam starts with an unexpected phone call from someone claiming to be from the bank s fraud department the police or National Fraud Authority The caller will claim to have identified fraudulent transactions on your account and that your card has been compromised To gain your trust they may ask you to verify the call by phoning the telephone number printed on the back of your card or give you another number to call This technique holds your phone line open so that when you try to dial out they can intercept and re answer the call claiming to be the Bank or Law Enforcement The fraudster will advise that your bank card must be collected to protect your card and assist an investigation Usually they ask you to put your card into an envelope for a courier to collect and provide you with a fake reference number Now you ll be asked to enter your PIN into the phone or put it into the envelope with the card A courier comes to your home and collects the card With your card and PIN they can now gain access to your account and carry out fraudulent transactions PLEASE NOTE The bank may genuinely call you for fraud prevention purposes to verify whether a transaction is genuine We will NEVER ask to collect your card for your PIN number card details or Online Telephone banking log in credentials Cheque Fraud How does cheque fraud occur Cheque fraud takes place when a fraudster uses a stolen or counterfeit cheque to pay for goods and services More than 90 of fraudulent cheques are stopped before any loss occurs But even so cheque fraud still costs millions of pounds a year These losses can be compounded when the fraud also involves an overpayment This occurs when the fraudster who is often part of an organised gang targets the seller of a high value item such as a car and offers to pay using a stolen or counterfeit cheque made out to more than the price of the goods Once the cheque clears the victim is asked to transfer this overpayment to a third party as well as handing over the item to the fraudster When the real cheque owner discovers that money has been stolen from his or her account the victim can be obliged to repay the total sum even if this happens several weeks later How to protect yourself against cheque fraud Don t accept cheques from anyone unless you know and trust them especially when a high value cheque is involved Be aware that there s a risk that money credited to your account from a cheque could be reclaimed if the cheque turns out to be stolen or counterfeit Always consider other ways of accepting payment for high value items a CHAPS payment or guaranteed same day bank transfer is ideal Be especially wary if the buyer is unwilling to pay or split the relatively small cost involved with you Keep your chequebook in a safe place Report any missing cheques to your bank immediately Always check your bank statements thoroughly What should I do if I ve fallen victim to cheque fraud Contact us immediately if you think you are or may be a victim of fraud on your Investment Account Investec card or Bank account Protect your email account from hacking and fraud Protect your email account from hacking and fraud Email is now critical to your day to day activities and is used for more than simply communicating with friends and colleagues For example you may use your email to Store receipts and statements Store the registration information for purchased software Assist with the recovery of password for websites such as iTunes and eBay Store details about airline and hotel bookings with passport and ID information Receive confirmation of financial transactions Your email account is now immensely valuable and needs to be protected from loss or theft by criminals who use a variety of techniques to try and steal the password to access your account Guessing a simple passwords Tricking you to enter your password into a fake site this is called phishing Installing a virus on your computer to capture the password as you log in this is increasingly common in public internet cafes and airport lounges To protect your email account from being stolen you can take some simple steps Use a strong password A dictionary word used for a password can be brute forced in seconds Ideally make it a phrase ILikeIceCream and then add some numbers 19ILikeIceCream76 This would be nearly impossible for the criminals to guess and easier for you to remember Don t trust unsolicited emails and don t click on the links in unsolicited emails Criminals often send out emails that look like they came from your Bank SARS or Professional Institutions eg SAMA SAICA etc with links to fake websites where they capture your passwords as you try to log in Investec will never ask you to enter your username or password via an email If you do receive a with a link to log in it is a fake and an attempt to defraud you If your email provider Gmail Outlook Yahoo etc supports strong or two factor authentication make sure you use it The following section provides details of how to do this If you suspect that your email account has been compromised change your password immediately from a known and trusted PC The following section gives you advice on enabling strong or two factor passwords on your email accounts Gmail Google provide a service similar to online banking where they will send you an SMS with a unique PIN which you will then need to enter to access your account This is the best way to protect your account details from being stolen Also ensure that you request Google to notify you by email and phone when any changes are made to your account If you do you will receive an email with information about any changes

    Original URL path: https://www.investec.com.au/security-centre.html (2014-07-08)
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