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  • Westpac increases fixed rates « Formula 1 Finance Formula 1 Finance
    curve Ms Counsel said Higher funding costs and new liquidity rules from the Australian Prudential Regulation Authority continues to place pressure on the majors Westpac s chief executive Gail Kelly told The Australian Financial Review yesterday that the new liquidity rules could have serious unintended consequences on funding availability ANZ treasurer Rick Moscati agreed and said that under APRA s current proposals lending growth may have to slow and the cost of funding lending would increase significantly Since April last year Westpac has raised its fixed rates by more than 110 basis points A spread of 25 basis points now separates the four majors with Westpac s five year fixed rate home loan is priced the highest at 8 14 per cent CBA and ANZ follow closely behind at 8 04 per cent while NAB offers the most competitive five year fixed rate at 7 89 per cent Source Mortgage Business Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On January 13 2010 Finance News Leave a comment Leave a Reply Click here to cancel reply You must be logged in to post a comment Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty

    Original URL path: http://www.formula1finance.com.au/finance-news/westpac-increases-fixed-rates/ (2014-01-05)
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  • ING DIRECT reduces fixed rates « Formula 1 Finance Formula 1 Finance
    on the market Even though fixed rate volumes are currently low across the industry we expect an increase in fixed rate applications in the current rising variable rate environment the bank s executive director of mortgages Lisa Claes said According to Ms Claes at the expiry of the fixed rate term the home loan will revert to ING DIRECT s mortgage simplifier loan rather than the standard variable rate Ms Claes said by reverting the fixed rate to the mortgage simplifier loan fixing a home loan has become a more attractive proposition for customers ING DIRECT s new two three four and five year fixed rates are now 7 24 per cent p a 7 59 per cent p a 7 84 per cent p a and 7 94 per cent p a respectively Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On January 8 2010 Finance News Leave a comment Leave a Reply Click here to cancel reply You must be logged in to post a comment Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth January 2014 M T W T F S S Dec 1 2 3 4 5

    Original URL path: http://www.formula1finance.com.au/finance-news/ing-direct-reduces-fixed-rates/ (2014-01-05)
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  • Home sales plummet Formula 1 Finance
    sales figures unfortunately confirm that situation The weakness in the new home sector is accelerating even with interest rates on hold Amidst the roller coaster of interest rate sentiment that has unnecessarily become the norm in 2011 the idea that an imminent rate hike is now unavoidable is misplaced if the RBA does raise rates it will surely bite home owners hard Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On August 2 2011 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest

    Original URL path: http://www.formula1finance.com.au/finance-news/home-sales-plummet/ (2014-01-05)
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  • interest rates Archives « Page 2 of 15 « Formula 1 Finance Formula 1 Finance
    future for several states was pointed to Lower interest rates a more affordable environment and a stable economy are placing property in a prime Read more Back to Top Rate cut peaks buyer interest On October 16 2012 Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off series of rate drops in 2012 has encouraged potential buyers to jump on to the property ladder new research has revealed According to a new poll by PRDnationwide nearly 30 per cent of the 300 respondents are looking to buy thanks to the successive interest rate Read more Back to Top Home loan Interest rates to fall On September 28 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off The local interbank cash futures market is assigning a 65 per cent probability to a cash rate cut next Tuesday And if not next week then on Melbourne Cup day and again in December which would take the cash rate target to its GFC trough of 3 Read more Back to Top Rate cuts imminent On September 10 2012 Enconomy Finance News Inflation Interest rate Wealth Comments Off was not surprising to see the Reserve Bank leave the official cash rate on hold at 3 5 per cent last week the Board is starting to get more concerned about the slowdown taking place in China and the sharp falls in commodity prices The mining boom is losing Read more Back to Top Rates on hold again On September 4 2012 Enconomy Financial goals House prices Interest rate Wealth Comments Off have been some positive signs coming from the market and spring could see a surge in activity Any notable lift in consumer confidence could also motivate lenders to offer some more competitive home loan deals But while the Reserve Bank thought it prudent to leave the Read more Back to Top Future rate cuts likely ANZ On September 4 2012 Australian Dollar Enconomy Financial goals House prices Inflation Interest rate Wealth Comments Off it is unlikely that the Reserve Bank will cut interest rates when the Board meets later today ANZ believe soft job data could encourage the RBA to relax the current monetary policy setting within the next few months According to the latest ANZ Job Advertisement Series the Read more Back to Top Rates on hold On August 7 2012 Budget Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off range sitting at 1 9 per cent While inflation was lower than expected economists still expected the RBA to leave the cash rate on hold when the Board met in August given that house prices have climbed for the last two consecutive months The Reserve Bank would Read more Back to Top Fixed rate cycle tipped to turn On July 25 2012 Enconomy Finance News Financial goals Home loan product House prices Interest rate Wealth Comments Off basis points below the average standard variable rates offered by Australia s banks which

    Original URL path: http://www.formula1finance.com.au/tag/interest-rates/page/2/ (2014-01-05)
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  • interest rates Archives « Page 6 of 15 « Formula 1 Finance Formula 1 Finance
    2011 Read more Back to Top Bills not interest rates a concern survey On December 1 2010 Finance News Leave a comment Interest rates are no longer the biggest concern for potential home buyers a new survey has found According to the latest Consumer Sentiment Survey 27 per cent of respondents indicated that other costs of living including utility bills was their biggest monetary concern heading into 2011 Interest Read more Back to Top Will interest rates hit 9 5 pa On November 26 2010 Finance News Leave a comment Mortgage lending rates are expected to hit 9 5 per cent within three years according to BIS Shrapnel Speaking at a media luncheon yesterday BIS Shrapnel chief economist and director economics and property Frank Gelber said mortgage lending rates would hit 9 5 per cent by the end Read more Back to Top Interest Rates to hold On November 22 2010 Finance News Leave a comment The RBA is widely expected to leave rates on hold until February 2011 Last month the Reserve Bank lifted rates by 25 basis points the first rate hike in six months While there has been growing speculation that the RBA could lift rates again in December Read more Back to Top Westpac NAB hike interest rates On November 15 2010 Home loan product Interest rate Leave a comment All the majors have now officially lifted their standard variable rates above the RBA with Westpac and NAB lifting their respective rates NAB moved 0 43 per cent 18 basis points above the RBA Meanwhile Westpac increased its standard variable rate 0 35 per cent the lowest Read more Back to Top ANZ hike interest rates On November 11 2010 Finance News Home loan product Interest rate Leave a comment ANZ has become the second bank

    Original URL path: http://www.formula1finance.com.au/tag/interest-rates/page/6/ (2014-01-05)
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  • Lenders battle over fixed interest rates Formula 1 Finance
    Last week ANZ became the third lender in as many days to slash its rates cutting its two year fixed rate by 5 basis points taking it to just 7 19 per cent Days earlier both ING DIRECT and Westpac cut the interest on their respective fixed rate mortgages ING DIRECT cut up to 20 basis points from its fixed products taking its two year fixed rate to just 7 39 per cent from 7 54 per cent With pricing on fixed rates at this levels is further proof lenders only see small increases in the variable rate to come I am still of the view that we will get a futher 0 75 pa increase over this cycle 0 25 pa August September will most likely be the first increase Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On March 15 2011 Enconomy Home loan product Inflation Interest rate Leave a comment Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth January 2014 M T W T F S S Dec 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

    Original URL path: http://www.formula1finance.com.au/interest-rate/lenders-battle-over-fixed-interest-rates/ (2014-01-05)
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  • Westpac cuts fixed interest rates Formula 1 Finance
    the various products taking its three year fixed rate to just 7 29 per cent under the premier advantage package from 7 49 per cent Westpac appears to be determined to ramp up its level of market activity by offering a suite of competitively priced products I am sure the the other majors will quickly follow to grab their slice of the available borrowers Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On March 9 2011 Home loan product Interest rate Wealth Leave a comment Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental

    Original URL path: http://www.formula1finance.com.au/interest-rate/westpac-cuts-fixed-interest-rates/ (2014-01-05)
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  • Property values are one the increase Formula 1 Finance
    increased by 2 5 per cent in January 2011 Detached house sales increased by 2 2 per cent while the sale of multi units rose by 5 per cent The modest increase in new home sales in January is encouraging New homes were smashed in 2010 by rising interest rates and a lack of policy reform to wind back the impact of the dead hand of regulation on new housing costs New dwellings being constructed are expected to be lower in 2011 However the prospect of official home loan interest rates holding for some time signalled by the Reserve Bank could help to mitigate the decline in new dwelling starts and slow further widening in Australia s new housing shortage If you re looking at upgrading or buying and investment property I would suggest getting in now before you pay a premium for it Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On March 4 2011 Enconomy House prices Interest rate Wealth Leave a comment Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth January 2014 M T W T F S S Dec 1 2 3 4 5

    Original URL path: http://www.formula1finance.com.au/house-prices/property-values-are-one-the-increase/ (2014-01-05)
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