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  • Loan defaults to rise: Fitch « Formula 1 Finance Formula 1 Finance
    Ratings semi annual report on the major banks impaired assets rose significantly during 2009 at a time of considerable fiscal stimulus and emergency low monetary policy settings Tim Roche director in Fitch s Financial Institutions Group said as the interest rate cycle turns with three increases in the official cash rate towards the end of 2009 highly geared Australian households could come under pressure affecting economic activity and asset quality But even with an elevation in the amount of gross impaired loans Mr Roche said Australia s loans remained relatively robust in comparison to its off shore peers Australian banks also have considerable capacity to withstand further loan impairments because they have generated higher operating profits and increased loan loss reserves according to Fitch Source Mortgage Business Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On January 14 2010 Finance News Leave a comment Leave a Reply Click here to cancel reply You must be logged in to post a comment Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth January 2014 M T W T F S S Dec 1 2 3 4 5 6 7 8 9 10 11 12

    Original URL path: http://www.formula1finance.com.au/finance-news/loan-defaults-to-rise-fitch/ (2014-01-05)
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  • Interest Rate Outlook RBA rate rises likely through 2010 « Formula 1 Finance Formula 1 Finance
    low point in the headline an underlying measures of inflation will occur through 2010 with both rising by year end The low level of domestic interest rates through late 2008 and most of 2009 gave borrowers a significant lift in cash flow if required Along with the 20bn in cash handouts to households there was a hefty stimulus applied to the domestic economy It helped Australia avoid the deep recessions evident in the US Euroland the UK and Japan of the past year More rate rises coming in 2010 Activity levels will rise and jobs market will improve Terms of trade headed back to 2007 or pre crisis level Borrowers should expect more increases in the RBA s cash rate and other interest rates through 2010 Most interest rates are likely to move back towards their average of normal levels of the past 17 years In our view local economic growth will be driven by firmer consumer spending as the jobs market improves higher government and infrastructure spending and a strong rise in residential construction activity across the cities and regions It means that the jobs market will firm and most probably exert some upward pressure on wages in late 2010 and into 2011 There are also clear signs that our major export markets will lift demand for and prices of mineral and energy exports over 2010 and 2011 The rise in export prices should lift Australia s terms of trade back to its 2007 or pre financial crisis levels From the RBA s viewpoint it all adds up to an outlook that has some pleasing lifts in activity But it also requires interest rates to move into more neutral territory over 2010 Interest rates are moving back to normal levels Source Commonwealth Bank Research Read More Brett Colley 365

    Original URL path: http://www.formula1finance.com.au/finance-news/interest-rate-outlook-rba-rate-rises-likely-through-2010/ (2014-01-05)
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  • Commsec Suggest Rate Rise February and March « Formula 1 Finance Formula 1 Finance
    6 per cent the RBA will be tempted to lift the cash rate again soon The ongoing doubts about the global recovery could dampen the enthusiasm Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On December 15 2009 Finance News Leave a comment Leave a Reply Click here to cancel reply You must be logged in to post a comment Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth January 2014 M T W T F S S Dec 1 2 3 4 5 6 7 8 9 10 11 12 13

    Original URL path: http://www.formula1finance.com.au/finance-news/commsec-suggest-rate-rise-february-and-march/ (2014-01-05)
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  • cash rate Archives « Page 9 of 12 « Formula 1 Finance Formula 1 Finance
    to announce Read more Back to Top Economists warn that more pain is on the way On May 5 2010 Finance News Leave a comment to add to incomes and foster a build up in investment would boost Australian economic growth over the coming year and push inflation towards the upper end of its target band So big and earlier than expected was the resurgence in minerals prices that the bank expected Read more Back to Top RBA hikes home loan rates again On May 4 2010 Finance News Leave a comment activity has forced the RBA to tighten monetary policy for the third time this year taking the official cash rate to 4 5 per cent The RBA raised the official cash rate 25 basis points this afternoon on the back of strong underlying inflation and surging Read more Back to Top Inflation rise could force RBA s hand On April 29 2010 Finance News Leave a comment when it meets next week According to the Australian Bureau of Statistics underlying inflation though easing in the first three months of the year still remains above the RBA s target band of 2 to 3 per cent Rising fuel prices medicine and electricity costs forced the Read more Back to Top RBA hints end to home loan rate rise run On April 27 2010 Finance News Leave a comment RBA has indicated that the recent string of home loan rate rises may be coming to an end Speaking at a business forum in Toowoomba last week RBA governor Glenn Stevens said with the economy growing close to trend and inflation close to target interest rates Read more Back to Top April RBA Board Minutes Central Bank Signals More Rate Hikes Ahead On April 23 2010 Finance News Leave a comment

    Original URL path: http://www.formula1finance.com.au/tag/cash-rate/page/9/ (2014-01-05)
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  • clearance rates Archives « Formula 1 Finance Formula 1 Finance
    was better Read more Back to Top House prices still gaining ground On September 15 2010 Finance News Leave a comment house prices grew significantly over the June quarter The median house price in accross Australia climbed 3 2 per cent to 533 243 last quarter Auction clearance rates remained fairly high on average over the June quarter Sydney Melbourne and Brisbane were the major contributors to the nation s median Read more Back to Top Rising home loan rates spook home buyers brokers On May 17 2010 Finance News Leave a comment are hesitant to make any lifelong decisions like purchasing a new house Ultimately if people want to buy a house they will do so regardless of interest rates or property prices but I do think rising rates are putting some first home buyers off purchasing a Read more Back to Top Home Loan Rates hammer buyer demand On May 10 2010 Finance News Leave a comment home loan interest rates are finally starting to bite into buyer demand with auction clearance rates dropping in Sydney and Melbourne last week Sydney s clearance rate dropped from 69 4 per cent last weekend to 66 3 per cent this weekend as home buyers took into account the Read more Back to Top HOUSING is the biggest market in Australia and a house is the single largest purchase a person is likely to make in a lifetime On April 19 2010 Finance News Leave a comment their attitude Where they used to push 100 per cent loan to valuation ratios LVRs now they lend 80 per cent over the value of the asset before demanding a swag of fees usually labelled lenders mortgage insurance Their approach to risk has changed The banks are more Read more Back to Top ANZ

    Original URL path: http://www.formula1finance.com.au/tag/clearance-rates/ (2014-01-05)
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  • housing market Archives « Formula 1 Finance Formula 1 Finance
    data showing a 1 2 per cent increase that month This data is a positive sign for the Australian property market I think it is safe to say the property market is now on Read more Back to Top Home values on the up On February 4 2013 Finance News Comments Off recorded an increase in dwelling values over the past 12 months The gains in January were mostly focused within the Brisbane Sydney and Perth markets where values were up 2 0 per cent 1 8 per cent and 1 7 per cent respectively Conditions across the Melbourne and Adelaide Read more Back to Top Buying cheaper than renting RP Data On December 21 2012 Enconomy Finance News Financial goals Home loan product House prices Inflation Interest rate Wealth Comments Off The ACT recorded just one suburb located in Canberra Western Australia has 48 places where mortgage repayments are lower than rental costs eight of these are in Perth with the remainder mostly located in the state s resource driven areas Finally the Northern Territory is now showing 18 Read more Back to Top Property still a sound investment On September 24 2012 Enconomy Financial goals House prices Wealth Comments Off property price growth has been fairly sluggish of late the Australian property market remains a good option for investors new data has revealed Australia s residential housing market was worth an estimated 4 83 trillion at the end of June 2012 more than three and a half times the value of Read more Back to Top Rates on hold On August 7 2012 Budget Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off still expected the RBA to leave the cash rate on hold when the Board met in August given that house prices have climbed for the last two consecutive months The Reserve Bank would have been very cognisant of the fact that capital city home values have seen Read more Back to Top RBA cuts rates On June 5 2012 Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off values fall further in May but we also saw consumer sentiment remain fairly steady suggesting the May rate cut has had little effect in stimulating consumer confidence and spending The rate cut today will provide a further boost to housing affordability which the RBA has recently Read more Back to Top RBA Leaves Rate Unchanged On April 3 2012 Enconomy Financial goals Home loan product Interest rate Wealth Comments Off output growth was somewhat below trend over the year There are differences in performance between sectors and considerable structural change is occurring Labour market conditions softened during 2011 though the rate of unemployment has been little changed for some time Interest rates for borrowers remain close Read more Back to Top Price Bubble Debunked On March 16 2012 Enconomy Finance News Financial goals House prices Wealth Comments Off talk of a housing price bubble ANZ research shows there is little chance

    Original URL path: http://www.formula1finance.com.au/tag/housing-market/ (2014-01-05)
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  • st george Archives « Formula 1 Finance Formula 1 Finance
    loan product Interest rate Leave a comment the majors have now officially lifted their standard variable rates above the RBA with Westpac and NAB lifting their respective rates NAB moved 0 43 per cent 18 basis points above the RBA Meanwhile Westpac increased its standard variable rate 0 35 per cent the lowest Read more Back to Top No rate hike on soft inflation numbers On July 29 2010 Finance News Leave a comment long way off the mark with one forecasting a 1 2 per cent surge The relatively modest 0 6 per cent June quarter increase leaves headline inflation at 3 1 per cent for the year to June But the two measures of underlying inflation preferred by the Reserve Bank Read more Back to Top Australia ranked 4th in property price growth On March 8 2010 Finance News Leave a comment Australia has narrowly missed out on the winners podium ranking fourth in a list of the world s top performing property growth centers According to the Global Property Guide s latest survey Australia achieved average annual price growth of 11 2 per cent in 2009 Australia s December quarter growth was Read more Back to Top Fixed rate home loan demand on the rise On February 18 2010 Finance News Leave a comment a 50 per cent jump However more than 80 per cent of major bank clients still remain on variable rates People are realising that the time of historically low interest rates is probably coming to a close Whether or not this is the case we are Read more Back to Top Rams Reduce Maximum Lending Ratio On January 19 2010 Finance News Leave a comment has followed Westpac Bank in reducing its maximum loan to value ratio LVR to 85 of the security

    Original URL path: http://www.formula1finance.com.au/tag/st-george/ (2014-01-05)
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  • Interest Rates to hold Formula 1 Finance
    rates on hold until most likely February 2011 While I don t see the next rate hike coming until February at the earliest in a year s time the cash rate is likely to have increased to around 5 5 per cent which is likely to prove to be the peak for this cycle All four majors lifted up to 20 basis points ahead of the RBA earlier this month Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On November 22 2010 Finance News Leave a comment Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest

    Original URL path: http://www.formula1finance.com.au/finance-news/interest-rates-to-hold/ (2014-01-05)
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