archive-au.com » AU » F » FORMULA1FINANCE.COM.AU

Total: 351

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • Home loan interest rates on hold Formula 1 Finance
    reinforce the message that interest rates will remain on hold for several months I remain of the view that the RBA won t start to tighten monetary policy until April next year at the earliest I believe the RBA is no longer under pressure to lift rates Inflation is presently under control and other data suggests the Australian economy is not improving too fast While dwelling starts fell sharply in the September quarter reflecting the earlier fall in building approvals and skilled vacancies fell in December consumer sentiment edged up slightly and remains well above long term average levels and new vehicle sales rose slightly in November The NAB business survey showed that business confidence fell in November reflecting last month s rate hike business conditions actually improved slightly and both remain at levels consistent with reasonable economic growth Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On December 20 2010 Interest rate Leave a comment Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth January 2014 M T W T F S S Dec 1 2 3 4 5 6 7 8 9 10 11 12 13 14

    Original URL path: http://www.formula1finance.com.au/interest-rate/home-loan-interest-rates-on-hold-2/ (2014-01-04)
    Open archived version from archive


  • interest rates on hold Formula 1 Finance
    inflationary pressure from seeping into the wider economy a spate of less than impressive housing data forced the board to leave rates unchanged House prices dropped 0 2 per cent in August while building approvals sank 4 7 per cent the same month Today s Australian Industry Group Commonwealth Bank Australian performance of services Index slipped 1 9 points in September to 45 6 the fifth month of contraction amid a softer retail demand For investors the prospect of higher interest rates is not all bad Higher interest rates are likely to create additional demand from renters in what is already a very tight rental market We are already seeing the first signs of higher weekly rents and with more prospective buyers choosing to rent rather than own the upwards pressure on rents is likely to increase yields for investors further I think this pause will be short lived good news for home owners Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On October 5 2010 Interest rate Leave a comment Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth January 2014 M T W T F S S

    Original URL path: http://www.formula1finance.com.au/interest-rate/poor-housing-figures-rba-leaves-rates-on-hold/ (2014-01-04)
    Open archived version from archive

  • Home loan interest rates on hold « Formula 1 Finance Formula 1 Finance
    rises are clearly impacting on rate sensitive sectors like housing and consumer spending causing the RBA to keep rates on hold For now the Bank is comfortable to assess the situation Mr Hassan said According to Mr Hassan uncertain conditions abroad have also forced the RBA to hold rates Europe the US and China are all facing prospective slowdowns in coming months and in financial markets sovereign debt concerns Mr Hassan said AMP chief economist Shane Oliver said despite a similar prediction the RBA still retains a clear tightening bias and will continue to keep inflation within target levels The RBA will continue bearing down on the economy Mr Oliver recently told The Adviser Mr Oliver added that high export prices coupled with improved business investment consumer spending and solid employment recovery will see rates reach near top levels of 5 5 per cent by end of 2011 RP Data senior research analyst Tim Lawless has welcomed the RBA s decision to keep rates on hold saying the slowdown in market conditions has called for a rate halt Month to month capital gains in Australia s capital city housing markets had been trending downwards since January and slipped into the negatives with a result of 0 7 per cent in June Mr Lawless told The Adviser The slowdown in Australia s capital city housing markets together with a moderate CPI figure which was below market expectations would have been an important consideration by the Bank to keep rates on hold he said Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On August

    Original URL path: http://www.formula1finance.com.au/finance-news/home-loan-interest-rates-on-hold/ (2014-01-04)
    Open archived version from archive

  • monetary policy Archives « Page 3 of 4 « Formula 1 Finance Formula 1 Finance
    market pricing may represent the market s view that the new normal is higher than 4 5 or Read more Back to Top ANZ predict 25bp home loan interest rate rise On March 31 2010 Finance News Leave a comment building approvals increased only 0 5 while the value of alterations and additions rose 6 2 This result indicates the residential building sector is continuing to feel the effect of last year s rate rises and the lagging influence of the withdrawal of stimulatory policies With the outlook for solid economic growth Read more Back to Top RBA calls for reliable CPI On March 18 2010 Finance News Leave a comment Reserve Bank of Australia is calling for an overhaul of the nation s key inflation measure as concerns mount that delayed readings could distort monetary policy According to a report in The Australian Financial Review the Reserve Bank wants the Australian Bureau of Statistics ABS to release Read more Back to Top RBA data still points to May home loan rate hike On March 15 2010 Finance News Leave a comment week s data releases have painted an interesting picture for the near term outlook for monetary policy We still expect the RBA to raise the cash rate by 25bp s in May but there are historical precedents to show that the Bank may be a little unnerved by Read more Back to Top Home Loan borrowers feel pain of rate rises On March 11 2010 Finance News Leave a comment seems that the four rate rises in six months are starting to have an impact on potential home buyers Data from the Australian Bureau of Statistics ABS showed home loan approvals dropped in January the fourth consecutive decline Home loan approvals plummeted by 7 9 per cent Read more Back to Top The Reserve Bank has signalled more home loan interest rate rises are on the way after it yesterday lifted the cash rate to 4 per cent On March 3 2010 Finance News Leave a comment growth likely to be close to trend and inflation close to target over the coming year it is appropriate for interest rates to be closer to average he said in a statement Today s decision is a further step in that process The RBA lifted the official Read more Back to Top Westpac Predict RBA to Raise Home Loan Interest Rates by 25bps On March 1 2010 Finance News Leave a comment liquidity of a major European default would change that view with severe implications for Asia s growth outlook We expect that the RBA anticipates that European authorities will having observed the Lehmann disaster not try a similar experiment in Europe The facts are that the resources of Read more Back to Top RBA Governor s testimony confirms home loan rates to rise timing uncertain On February 22 2010 Finance News Leave a comment statement The Governor concluded his statement with If economic conditions evolve roughly as we expect further

    Original URL path: http://www.formula1finance.com.au/tag/monetary-policy/page/3/ (2014-01-04)
    Open archived version from archive

  • monetary policy Archives « Page 4 of 4 « Formula 1 Finance Formula 1 Finance
    term interest rates if governments committed Read more Back to Top RBA flags further rate rises On February 8 2010 Finance News Leave a comment Reserve Bank expects it will need to impose another three increases in the official interest rate by the end of this year to reduce inflation as the Australian economy strengthens The RBA has increased its forecast for economic growth in Australia expecting a faster pace over Read more Back to Top Hot labour and housing markets fail to fire up the RBA On February 3 2010 Finance News Leave a comment RBA keeps rates on hold at 3 75 delivering a surprise pause Rate hike cycle is far from over with further adjustments flagged Friday s Statement on Monetary Policy likely to be the first in a long list of opportunities to outline the path ahead With zero Read more Back to Top RBA announces interest rate remains unchanged On February 2 2010 Finance News Leave a comment rates will need to rise over time if the economy plays out as expected The reason for not moving today is stated as a desire to see more information about how the economy has been impacted by the previous three rate hikes and noting additional increases Read more Back to Top Loan defaults to rise Fitch On January 14 2010 Finance News Leave a comment defaults are expected to rise over the coming year as interest rates return to more neutral levels and the government stimulus measures are progressively wound back According to Fitch Ratings semi annual report on the major banks impaired assets rose significantly during 2009 at a time of Read more Back to Top Page 4 of 4 1 2 3 4 Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses

    Original URL path: http://www.formula1finance.com.au/tag/monetary-policy/page/4/ (2014-01-04)
    Open archived version from archive

  • the reserve bank Archives « Page 3 of 10 « Formula 1 Finance Formula 1 Finance
    Australian shares hit a six month low at close of business yesterday wiping approximately 23 billion from the Read more Back to Top Interest rate cut looming On June 4 2012 Bank Profits Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off the latest data from the Australian Bureau of Statistics showing the Australian economy is not performing strongly there is a good possibility that the Reserve Bank will choose to cut the official cash rate again at tomorrow s board meeting The latest figures from the Australian Bureau Read more Back to Top Rate cut fails to improve sentiment On May 18 2012 Budget Enconomy Financial goals Home loan product Inflation Interest rate Wealth Comments Off sentiment is flat despite a 50 basis point cut from the Reserve Bank The Westpac Melbourne Institute Index of Consumer Sentiment increased by 0 8 per cent in May from 94 5 in April Westpac s Chief Economist Bill Evans said the results were surprisingly low and fell well below expectations Read more Back to Top More banks move rates On May 9 2012 Enconomy Financial goals Home loan product Interest rate Wealth Comments Off more lenders continue to move on rates one thing is becoming very clear no lender is prepared to pass on the full rate cut to borrowers In the last few days BankSA cut 38 basis points from its standard variable rate to 7 04 per cent while St Read more Back to Top Cash rate to hit 3pc by year s end ANZ On May 8 2012 Enconomy Financial goals Inflation Interest rate Wealth Comments Off The Reserve Bank is expected to cut the official cash rate by a further 75 basis points before the end of the year after new research revealed job advertisements slumped yet again According to the latest ANZ Job Advertisement Series the number of job advertisements on the internet Read more Back to Top Majors hold fire on interest rate cut On May 2 2012 Bank Profits Enconomy Financial goals Home loan product Inflation Interest rate Wealth Comments Off major banks are unlikely to pass on the full 50 basis point rate cut to borrowers Yesterday the Reserve Bank cut the cash rate by 50 basis points to 3 75 per cent the biggest drop since the peak of the Global Financial Crisis and the lowest level since Read more Back to Top RBA cuts interest rates 50bp On May 1 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off The Reserve Bank of Australia RBA has cut the official cash rate in its May Board meeting today following weaker than expected inflation data The Board thought it was prudent to cut the official cash rate 50 basis points to 3 75 per cent after headline inflation turned Read more Back to Top Westpac rate adjustment could be sign of things to come On May 1 2012 Enconomy Finance News Financial goals Home loan product Interest

    Original URL path: http://www.formula1finance.com.au/tag/the-reserve-bank/page/3/ (2014-01-04)
    Open archived version from archive

  • the reserve bank Archives « Page 4 of 10 « Formula 1 Finance Formula 1 Finance
    the world economy will grow at a below trend pace this year but does not Read more Back to Top Banks to move regardless of RBA On March 6 2012 Bank Profits Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off of what the Reserve Bank does when the Board meets later today Australia s banks could lift their rates for the second consecutive month Lenders are saying the costs of funds have risen by approximately 100 basis points in the past few months which is having a huge Read more Back to Top ANZ Ignore RBA Increase Rate On February 10 2012 Bank Profits Budget Enconomy Finance News Financial goals Home loan product Inflation Interest rate Wealth Comments Off and business margins in recent months being sustained following increased competition among banks for consumer and business deposits that has provided higher relative returns to ANZ s 2 9 million deposit customers higher costs paid by ANZ for 8 billion in long term wholesale funding raised since October 2011 Read more Back to Top Banks likely to withhold rate cut On February 1 2012 Bank Profits Enconomy Finance News Financial goals House prices Interest rate Wealth Comments Off industry stakeholders remain at odds over whether or not the Reserve Bank of Australia will drop the cash rate when the Board meets next week it is becoming increasingly unlikely that Australia s banks will pass on any rate cut in full The banks have gone to Read more Back to Top ANZ announces rate decision On January 13 2012 Bank Profits Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off ANZ s first out of cycle interest rate pricing assessment the bank has left its standard variable rate for retail mortgages and small business lending unchanged at 7 3 per cent ANZ last month said the bank would announce any changes to these rates on the second Friday Read more Back to Top RBA eyes another rate cut On January 9 2012 Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off now seems all but certain that the Reserve Bank of Australia will cut the official cash rate again in February According to recent domestic data there is a real need for another rate cut with both consumers and businesses remaining extra cautious about borrowing Another rate Read more Back to Top RBA cuts rates On December 6 2011 Enconomy Finance News Financial goals Home loan product House prices Inflation Interest rate Wealth Comments Off RBA has cut the official cash rate for the second consecutive month taking the new rate to just 4 25 per cent The Reserve Bank shocked the industry last month when it cut the cash rate from 4 75 per cent to 4 5 per cent However the Board s Read more Back to Top 0 75 Interest Rate Reduction by September 2012 On November 17 2011 Enconomy Finance News Financial goals House prices Interest rate Wealth Comments Off recent

    Original URL path: http://www.formula1finance.com.au/tag/the-reserve-bank/page/4/ (2014-01-04)
    Open archived version from archive

  • the reserve bank Archives « Page 5 of 10 « Formula 1 Finance Formula 1 Finance
    Reserve Bank to lower interest rates over the year ahead On timing the December meeting is likely to see the start of the easing cycle The RBA discussed raising interest rates at their August meeting Much has happened since then Global events are moving quickly Read more Back to Top Interest rate rise back on the agenda On July 28 2011 Finance News Comments Off strong and sustained rise in underlying inflation has reignited interest rate fears and forced economists to rethink their market expectations The Consumer Price Index grew 0 9 per cent pushed by a banana led spike in fruit prices But despite the increase in underlying inflation industry Read more Back to Top Westpac predicts rate cut On July 18 2011 Finance News Leave a comment chief economist Bill Evans has forecast a series of interest rate cuts Mr Evans said low consumer sentiment could force the Reserve Bank of Australia to slash the official cash rate by up to 1 per cent in 2012 Not long ago all the talk was that Read more Back to Top Interest Rate Rise will they or won t they On June 6 2011 Enconomy Inflation Interest rate Wealth Leave a comment RBA has been at pains to emphasise that policy decisions are based on the medium term outlook More timely data on that outlook such as the capex expectations has highlighted the challenge from the mining boom remains The reserve bank would be extremely brave to raise interest rates Read more Back to Top Property values are one the increase On March 4 2011 Enconomy House prices Interest rate Wealth Leave a comment 2011 Detached house sales increased by 2 2 per cent while the sale of multi units rose by 5 per cent The modest increase in new home sales in January is encouraging New homes were smashed in 2010 by rising interest rates and a lack of policy reform to wind Read more Back to Top Interest Rates on hold until August On February 9 2011 Enconomy House prices Interest rate Leave a comment recent flood disaster could stop the Reserve Bank from lifting rates in the second quarter According to NAB s Monthly Business Survey released yesterday the Board could postpone the next rate hike for quite some time because of the flood disruption The RBA will be watching cost Read more Back to Top Rates on hold On December 7 2010 Finance News Leave a comment The Reserve Bank of Australia has decided to leave the official cash rate on hold in December The Board was widely expected to leave the cash rate on hold at 4 75 per cent after lifting it 25 basis points last month The RBA will be much more Read more Back to Top Jobs increase economic strength On December 7 2010 Finance News Leave a comment The Reserve Bank could be forced to lift rates sooner rather than later if the positive job data is any indication Job advertising

    Original URL path: http://www.formula1finance.com.au/tag/the-reserve-bank/page/5/ (2014-01-04)
    Open archived version from archive