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  • RBA cuts interest rates 50bp Formula 1 Finance
    have seen a lot of softness in the economy of late House prices are down on where they were retail activity has slumped and headline inflation was just 1 6 per cent for the year There is no doubt the economy is doing it tough at the moment and hopefully this rate cut will help ignite consumer spending once again Minutes from the meeting today show the RBA took inflation results onboard was making the rate cut decision Recent data for inflation show that after a pick up in the first half of last year underlying inflation has declined again and was a little over two per cent over the latest four quarters In considering the appropriate size of adjustment to the cash rate at today s meeting the Board judged it desirable that financial conditions now be easier than those which had prevailed in December A reduction of 50 basis points in the cash rate was in this instance therefore judged to be necessary in order to deliver the appropriate level of borrowing rates With the RBA slashing rates all eyes will now be on Australia s lenders to see if they pass on the full rate cut to borrowers Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On May 1 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values

    Original URL path: http://www.formula1finance.com.au/finance-news/rba-cuts-interest-rates-50bp/ (2014-01-04)
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  • Westpac rate adjustment could be sign of things to come Formula 1 Finance
    to home loans from 150 000 on the same day the Reserve Bank meets to decide on changing the official cash rate Westpac has jumped the gun and announced fixed rate reductions and a variable rate discount before the Reserve Bank meeting It seems like Westpac are betting on the RBA to drop the official cash rate It also gives some cover for Westpac to pass on less than the full cash rate reduction by pointing to these discounts and fixed rate cuts Lenders are getting more creative when it comes to offering discounts and incentives for home loans But borrowers need to remember that big discounts don t mean you are getting the best home loan deal We re in a new lending environment where many lenders are moving their interest rates independently of the RBA whether it s by not passing on the full rate cuts to their customers or creeping their rates up slowly every few weeks Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On May 1 2012 Enconomy Finance News Financial goals Home loan product Interest rate Wealth Comments Off Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental

    Original URL path: http://www.formula1finance.com.au/finance-news/westpac-rate-adjustment-could-be-sign-of-things-to-come/ (2014-01-04)
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  • Rate cut expected after weak inflation Formula 1 Finance
    s Board meeting The wider Australian economy needs a further 75 basis points of interest rate cuts and there is nothing standing in the way of a 50 basis point move to get the ball rolling next Tuesday 50 points would be a bold move for the RBA but it would be entirely appropriate given the pulse of the Australian economy Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On April 26 2012 Enconomy Financial goals House prices Inflation Interest rate Wealth Comments Off Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth

    Original URL path: http://www.formula1finance.com.au/house-prices/rate-cut-expected-after-weak-inflation/ (2014-01-04)
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  • board meeting Archives « Page 3 of 3 « Formula 1 Finance Formula 1 Finance
    of Australia has raised the official cash rate 25 basis points to 4 25 per cent the second rate hike for 2010 The latest rate hike comes on the back of a 25 basis point Read more Back to Top Westpac Predict Home loan rates to hold for now On April 1 2010 Finance News Leave a comment The Reserve Bank Board next meets on April 6 Markets are currently pricing a probability of around 60 that the Board will decide to lift rates by a further 25 bp s While we have consistently argued that all Board meetings over the course of 2010 are likely Read more Back to Top ANZ predict 25bp home loan interest rate rise On March 31 2010 Finance News Leave a comment expect the RBA to raise the cash rate 25bp to 4 25 following next week s Board meeting Given the RBA s increasing focus on the housing market today s data will provide further impetus for tightening sooner and stronger than was anticipated just a few months ago Today s data Read more Back to Top Page 3 of 3 1 2 3 Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth January 2014 M T W T F S S Dec 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

    Original URL path: http://www.formula1finance.com.au/tag/board-meeting/page/3/ (2014-01-04)
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  • One more rate cut before year's end « Formula 1 Finance Formula 1 Finance
    eventually that summer must come to an end When the mining boom does come to an end something will have to step in and pick up the slack Unfortunately we are not going to see a strong pick up in non mining related activity this year and that means a very soft economy The RBA cut rates in May we had predicted the next rate cut to occur in June but all the reasons the RBA gave were the reasons we had expected to see a cut the month later Those reasons are still there The issue that the RBA has now is dealing with the threat that low interest rates spur house price bubbles Because of this I don t think we will see rapid fire rate cuts from the RBA but I think we will see one more down the track The exact timing of that will depend on the data but we expect to see the cash rate hit 2 5 per cent by the end of the year Normally we have received a rate cut in the last quarter of the year but once again I d stress that the exact timing is difficult to predict Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On May 24 2013 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise

    Original URL path: http://www.formula1finance.com.au/finance-news/one-more-rate-cut-before-years-end/ (2014-01-04)
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  • Housing affordability shows signs of improvement Formula 1 Finance
    quarter where we have seen an improvement in the headline affordability index The run of consecutive improvements in some regional indices is even longer in some instances showing affordability has reached levels not seen since the early 2000s Housing affordability has been improving on the back of steadily growing incomes falling interest rates and easing dwelling prices At the same time however transactions volumes have remained historically low as economic uncertainty has weighed heavily on households willingness to engage in the residential property market Tentative signs of a recovery in transactions volumes should hopefully gather legs another interest rate cut in early December would enhance the prospects of this occurring An increase in homebuyer action can occur without generating undue inflationary pressure and would assist a much needed recovery in new residential construction activity The HIA CBA Housing Affordability Report recorded improved affordability in all seven capital city indices as well as improvements in the six indices tracking the non metro regions of each state Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On November 28 2012 Enconomy Finance News Financial goals House prices Inflation Wealth Comments Off Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation

    Original URL path: http://www.formula1finance.com.au/finance-news/housing-affordability-shows-signs-of-improvement/ (2014-01-04)
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  • cash rate Archives « Page 3 of 12 « Formula 1 Finance Formula 1 Finance
    at tomorrow s board meeting The latest figures from the Australian Bureau Read more Back to Top Rate cut fails to improve sentiment On May 18 2012 Budget Enconomy Financial goals Home loan product Inflation Interest rate Wealth Comments Off sentiment is flat despite a 50 basis point cut from the Reserve Bank The Westpac Melbourne Institute Index of Consumer Sentiment increased by 0 8 per cent in May from 94 5 in April Westpac s Chief Economist Bill Evans said the results were surprisingly low and fell well below expectations Read more Back to Top Cash rate to hit 3pc by year s end ANZ On May 8 2012 Enconomy Financial goals Inflation Interest rate Wealth Comments Off Reserve Bank is expected to cut the official cash rate by a further 75 basis points before the end of the year after new research revealed job advertisements slumped yet again According to the latest ANZ Job Advertisement Series the number of job advertisements on the internet Read more Back to Top Majors hold fire on interest rate cut On May 2 2012 Bank Profits Enconomy Financial goals Home loan product Inflation Interest rate Wealth Comments Off major banks are unlikely to pass on the full 50 basis point rate cut to borrowers Yesterday the Reserve Bank cut the cash rate by 50 basis points to 3 75 per cent the biggest drop since the peak of the Global Financial Crisis and the lowest level since Read more Back to Top RBA cuts interest rates 50bp On May 1 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Reserve Bank of Australia RBA has cut the official cash rate in its May Board meeting today following weaker than expected inflation data The Board thought it was prudent to cut the official cash rate 50 basis points to 3 75 per cent after headline inflation turned Read more Back to Top Westpac rate adjustment could be sign of things to come On May 1 2012 Enconomy Finance News Financial goals Home loan product Interest rate Wealth Comments Off decision to increase its standard variable rate discount could be a sign that the lender expects the Reserve Bank to cut rates at today s Board meeting Yesterday Westpac announced it would increase its standard variable discount to 0 70 percentage points from 0 40 per cent to home loans Read more Back to Top May rate cut on the cards On April 10 2012 Australian Dollar Enconomy Financial goals House prices Inflation Interest rate Wealth Comments Off is mounting on the Reserve Bank of Australia RBA to cut the cash rate in May after unexpected hurdles slow the nation s growth The increasing cost of living may spark the RBA to drop rates with average petrol prices over the long weekend over 1 50 according to Read more Back to Top RBA Leaves Rate Unchanged On April 3 2012 Enconomy Financial goals Home loan product Interest rate Wealth

    Original URL path: http://www.formula1finance.com.au/tag/cash-rate/page/3/ (2014-01-04)
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  • cash rate Archives « Page 4 of 12 « Formula 1 Finance Formula 1 Finance
    unlikely that Australia s banks will pass on any rate cut in full The banks have gone to Read more Back to Top ANZ announces rate decision On January 13 2012 Bank Profits Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off ANZ s first out of cycle interest rate pricing assessment the bank has left its standard variable rate for retail mortgages and small business lending unchanged at 7 3 per cent ANZ last month said the bank would announce any changes to these rates on the second Friday Read more Back to Top RBA eyes another rate cut On January 9 2012 Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off now seems all but certain that the Reserve Bank of Australia will cut the official cash rate again in February According to recent domestic data there is a real need for another rate cut with both consumers and businesses remaining extra cautious about borrowing Another rate Read more Back to Top RBA cuts rates On December 6 2011 Enconomy Finance News Financial goals Home loan product House prices Inflation Interest rate Wealth Comments Off RBA has cut the official cash rate for the second consecutive month taking the new rate to just 4 25 per cent The Reserve Bank shocked the industry last month when it cut the cash rate from 4 75 per cent to 4 5 per cent However the Board s Read more Back to Top Take Some Risk Off The Table On November 18 2011 Budget Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off opportunity to take some risk off the table and lock in remarkably low fixed rates is there again Fixed rates could go even lower but to sustain current levels the market is likely to need to expect the cash rate to fall into the 2 s Read more Back to Top 0 75 Interest Rate Reduction by September 2012 On November 17 2011 Enconomy Finance News Financial goals House prices Interest rate Wealth Comments Off recent renewed turmoil in Europe fixed rates have pushed down to a whisker below the levels of August 8 Markets are now predicting that the Reserve Bank s cash rate will be lowered to around 3 from its current 4 5 That 3 was the low point in Read more Back to Top Further Interest Rate Cuts On November 15 2011 Budget Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off concern is the European sovereign debt crisis and its potential knockon effects on the global economy and locally via its potential deleterious impact on the Asian economies and on diminished local business and household confidence etc I don t think another 0 25 cut in the coming months probably by Read more Back to Top Majors pass on 0 25 pa interest rate cut On November 2 2011 Enconomy Finance News Financial goals Home loan product House prices Inflation Interest rate Wealth

    Original URL path: http://www.formula1finance.com.au/tag/cash-rate/page/4/ (2014-01-04)
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