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  • Technology Trends Formula 1 Finance
    products marks the decline in email usage Downloading services that allow the sharing of links has also proved quicker and more smart phone friendly than email App on the Up App stores will grow in the number of available options as more companies come forward to help free us from content overload Windows 8 Touch Windows 8 Touch will bring touch into the mainstream PC market narrowing the gap between notebooks and tablets Users of Windows 8 devices will be able to tap and swipe their way to touch based applications via big touchable panels Social media Social media will continue to grow and insert itself into even more aspects of daily life particularly those that are geared to photo and video based interaction Social networks will add more features and get even more competitive with Google trying to dominate the market Mobile capabilities There will be an increase in mobile phone capabilities in every aspect and a growing number of internet users will demand access to content through mobile devices Phone hardware and software will become more sophisticated and phone video will continue to improve in quality Getting Thinner Our TVS PCs and tablets are thin so too will our laptops become as thin as manufacturers can allow The emphasis will be on laptops that look great run quietly and are easier to carry Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On April 3 2012 Finance News Financial goals Home loan product Technology Wealth Comments Off Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields

    Original URL path: http://www.formula1finance.com.au/finance-news/technology-trends/ (2014-01-04)
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  • 2013 « Formula 1 Finance Formula 1 Finance
    s Property Pulse reveals that across Australia s combined capital cities over the 12 months to October houses grew in value by 8 2 per cent as opposed Read more Back to Top Positive return for Qld market On November 28 2013 Budget Enconomy Finance News Financial goals House prices Inflation Wealth Comments Off The Real Estate Institute of Queensland s REIQ s September quarter median house price report has revealed that the preliminary numbers for house sales across the state grew by nine per cent over the September quarter Quarterly sales growth was also recorded across southeast Queensland and far north Queensland Read more Back to Top Whats happening with Vacant Land Sales On November 21 2013 Budget Enconomy Finance News Financial goals House prices Stamp Duty Wealth Comments Off So what is happening with vacant land sales across urban Queensland You don t read a lot about the land market these days it all houses this apartments that So are land sales heading north In what direction are land prices going Have house land Read more Back to Top Credit conditions restricting construction On November 21 2013 Enconomy Finance News Financial goals House prices Inflation Rental Growth Stamp Duty Wealth Comments Off Tight credit conditions and significant tax and regulatory burdens are hindering new home construction The availability of financing for residential development is lower now than before the GFC If you re a small or medium sized residential developer or builder it s substantially more difficult to get projects financed now Read more Back to Top Housing Values Rise On November 14 2013 Enconomy Finance News Financial goals House prices Inflation Wealth Comments Off After going nowhere after two years house prices have lifted for five consecutive months The lift is also widespread with most major markets showing annual gains According to RPData home values across our capital cities are up 8 on a year ago with detached house values Read more Back to Top Housing Facts On November 12 2013 Enconomy Financial goals House prices Inflation Wealth Comments Off Housing finance Money borrowed to buy Australian housing 22 7 billion over last 12 months year ending Sept 2013 It was 19 8 billion the year before Increase of 15 on last year About 55 or 12 6 billion was borrowed by owner residents 10 1 billion by investors Some change Read more Back to Top Rates on Hold On November 5 2013 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off The decision to hold the cash rate steady came as no surprise From a housing market perspective the current rate setting is clearly having the intended effect of encouraging more buyers into the housing market stimulating new housing construction Transaction numbers are close to 20 per cent Read more Back to Top New home sales at 2 year high On October 31 2013 Enconomy Finance News Financial goals House prices Inflation Wealth Comments Off New home sales have increased in both

    Original URL path: http://www.formula1finance.com.au/2013/ (2014-01-04)
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  • November 2013 « Formula 1 Finance Formula 1 Finance
    prices going Have house land Read more Back to Top Credit conditions restricting construction On November 21 2013 Enconomy Finance News Financial goals House prices Inflation Rental Growth Stamp Duty Wealth Comments Off Tight credit conditions and significant tax and regulatory burdens are hindering new home construction The availability of financing for residential development is lower now than before the GFC If you re a small or medium sized residential developer or builder it s substantially more difficult to get projects financed now Read more Back to Top Housing Values Rise On November 14 2013 Enconomy Finance News Financial goals House prices Inflation Wealth Comments Off After going nowhere after two years house prices have lifted for five consecutive months The lift is also widespread with most major markets showing annual gains According to RPData home values across our capital cities are up 8 on a year ago with detached house values Read more Back to Top Housing Facts On November 12 2013 Enconomy Financial goals House prices Inflation Wealth Comments Off Housing finance Money borrowed to buy Australian housing 22 7 billion over last 12 months year ending Sept 2013 It was 19 8 billion the year before Increase of 15 on last year About 55 or 12 6 billion was borrowed by owner residents 10 1 billion by investors Some change Read more Back to Top Rates on Hold On November 5 2013 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off The decision to hold the cash rate steady came as no surprise From a housing market perspective the current rate setting is clearly having the intended effect of encouraging more buyers into the housing market stimulating new housing construction Transaction numbers are close to 20 per cent Read more Back to Top

    Original URL path: http://www.formula1finance.com.au/2013/11/ (2014-01-04)
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  • December 2, 2013 « Formula 1 Finance Formula 1 Finance
    December 2 2013 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Detached houses have now overtaken units as the best performers across the capital city property markets according to new data RP Data s Property Pulse reveals that across Australia s combined capital cities over the 12 months to October houses grew in value by 8 2 per cent as opposed Read more Back to Top Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth December 2013 M T W T F S S Nov 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Finance News RBA rate announcement Banks Mining Towns and

    Original URL path: http://www.formula1finance.com.au/2013/12/02/ (2014-01-04)
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  • December 3, 2013 « Formula 1 Finance Formula 1 Finance
    the holiday season the RBA has decided to keep the cash rate on hold at 2 5 per cent Economists were largely unsurprised Read more Back to Top Banks Mining Towns and Rental Yields On December 3 2013 Bank Profits Budget Enconomy Finance News Financial goals Home loan product Inflation Interest rate Rental Growth Wealth Comments Off We ve all read those adverts in the industry magazines and publications You know the ones touting super high rental yields on average houses or townhouses in a far flung mining town So it was a kick in the teeth for those developers and marketers recently when Read more Back to Top Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product House prices Inflation Interest rate Rental Growth Stamp Duty Technology Wealth December 2013 M T W T F S S Nov 1 2

    Original URL path: http://www.formula1finance.com.au/2013/12/03/ (2014-01-04)
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  • consumer confidence Archives « Formula 1 Finance Formula 1 Finance
    interest rates 7 per cent of respondents had already purchased due to banks lowering their rates while 29 per cent were waiting for further cuts to Read more Back to Top First home grant doubles Qld On September 11 2012 Enconomy Finance News Financial goals First Home Buyer House prices Inflation Wealth Comments Off and one the Newman Government is supporting through direct action The Master Builders Association has lobbied on behalf of the sector for changes to the grant and the Government has responded in a constructive way The Government s First Home Owner Construction Grant will help more Queenslanders buy Read more Back to Top Rates on hold again On September 4 2012 Enconomy Financial goals House prices Interest rate Wealth Comments Off cash rate on hold for the third consecutive month Speaking about the Board s decision RBA governor Glenn Stevens said it was prudent to keep the cash rate on hold at 3 5 per cent A spate of positive housing data allowed the Reserve Bank to be comfortable Read more Back to Top RBA cuts rates On June 5 2012 Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off data showed capital city home values fell by 1 4 per cent over the month of May which is a factor the Reserve Bank would have been conscious of when deliberating their interest rate setting Such a significant fall over a single month was unexpected considering the Read more Back to Top Interest rate cut looming On June 4 2012 Bank Profits Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off the latest data from the Australian Bureau of Statistics showing the Australian economy is not performing strongly there is a good possibility that the Reserve Bank will choose to cut the official cash rate again at tomorrow s board meeting The latest figures from the Australian Bureau Read more Back to Top Majors pass on 0 25 pa interest rate cut On November 2 2011 Enconomy Finance News Financial goals Home loan product House prices Inflation Interest rate Wealth Comments Off after the Reserve Bank announced it would cut 25 basis points from the official cash rate two of Australia s majors jumped into action passing the full rate cut on to their borrowers Westpac was the first of the majors to move officially cutting its standard Read more Back to Top Westpac Predict 1 Interest rate cut by end of 2012 On September 22 2011 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off conditions are deteriorating it also points to a material downturn in discretionary spending and is an additional negative for already soft housing markets where job loss concerns inhibit demand Looking ahead steady rates and a reduced threat of rate rises should continue to allay consumer fears Read more Back to Top Interest rate rise back on the agenda On July 28 2011 Finance News Comments Off current CPI figures there are some

    Original URL path: http://www.formula1finance.com.au/tag/consumer-confidence/ (2014-01-04)
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  • commonwealth bank Archives « Formula 1 Finance Formula 1 Finance
    loan rate by 25 basis points at 2 47pm Continued economic weakness in Europe continues to impact negatively on Australian business and consumer confidence A reduction in interest rates will provide a timely boost to sentiment and Read more Back to Top CBA slashes fixed Interest rates On August 9 2011 Enconomy Financial goals Interest rate Wealth Comments Off Commonwealth Bank now leads the major banks in fixed rate home loans following a decision to slice up to 60bps off its fixed rate products Fixed rates for one to five year products will range from 6 59 per cent to 6 99 per cent Wholesale fixed rates Read more Back to Top Consumers benefit from lender competition On April 8 2011 Finance News Leave a comment the last few weeks Australia s lenders have slashed rates increased maximum LVRs and in many cases abolished exit fees ING DIRECT Westpac and ANZ all slashed their fixed rates while the Commonwealth Bank of Australia abolished its exit fees for new customers and NAB launched an Read more Back to Top Major Lenders increase loan to value ratio On February 28 2011 Bank Profits Home loan product Interest rate Leave a comment Commonwealth Bank has become the latest in a long line of lenders to increase its maximum LVR Over the weekend the major announced it would allow all new mortgage customers to borrow up to 95 per cent of the value of a property Previously new customers Read more Back to Top Banks pounce on interest rate hike On May 6 2010 Finance News Leave a comment RBA s sixth hike in eight months takes the official cash rate target to 4 5 per cent and will add about 48 a month to mortgage repayments on a 300 000 loan with a 25 year term The Commonwealth Bank was the first of the big banks to announce Read more Back to Top CBA cuts investment loan LVRs On March 9 2010 Finance News Leave a comment Commonwealth Bank of Australia has announced its plans to reduce the loan to value ratio on its investment loans from 90 per cent to 80 per cent A spokesperson for CBA told The Adviser that the tighter standards which will take effect from Saturday 20 March Read more Back to Top The Reserve Bank has signalled more home loan interest rate rises are on the way after it yesterday lifted the cash rate to 4 per cent On March 3 2010 Finance News Leave a comment RBA raised interest rates by 0 25 percentage points in a move widely expected by economists and most predict rates will rise about one percentage point over the remainder of 2010 The big banks wasted no time following the RBA s lead The Commonwealth Bank announced within 90 Read more Back to Top Residential Construction Outlook Low rates and stimulus to boost construction On January 6 2010 Finance News Leave a comment consumer confidence and should add to the construction

    Original URL path: http://www.formula1finance.com.au/tag/commonwealth-bank/ (2014-01-04)
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  • standard variable rate Archives « Formula 1 Finance Formula 1 Finance
    basis points from its standard variable rate taking it to 7 01 per cent 0 02 per cent higher than National Read more Back to Top Westpac rate adjustment could be sign of things to come On May 1 2012 Enconomy Finance News Financial goals Home loan product Interest rate Wealth Comments Off decision to increase its standard variable rate discount could be a sign that the lender expects the Reserve Bank to cut rates at today s Board meeting Yesterday Westpac announced it would increase its standard variable discount to 0 70 percentage points from 0 40 per cent to home loans Read more Back to Top Banks to move regardless of RBA On March 6 2012 Bank Profits Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off 100 basis points in the past few months which is having a huge impact On average banks source approximately 30 per cent of their funds from markets that have seen costs of funds rise by 100 basis points at least That is reason why we have Read more Back to Top ANZ announces rate decision On January 13 2012 Bank Profits Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off ANZ s first out of cycle interest rate pricing assessment the bank has left its standard variable rate for retail mortgages and small business lending unchanged at 7 3 per cent ANZ last month said the bank would announce any changes to these rates on the second Friday Read more Back to Top Majors pass on 0 25 pa interest rate cut On November 2 2011 Enconomy Finance News Financial goals Home loan product House prices Inflation Interest rate Wealth Comments Off rate by 25 basis points at 2 47pm Continued economic weakness in Europe continues to impact negatively on Australian business and consumer confidence A reduction in interest rates will provide a timely boost to sentiment and generate a positive flow on effect for the broader Australian economy The rate Read more Back to Top Westpac NAB hike interest rates On November 15 2010 Home loan product Interest rate Leave a comment the majors have now officially lifted their standard variable rates above the RBA with Westpac and NAB lifting their respective rates NAB moved 0 43 per cent 18 basis points above the RBA Meanwhile Westpac increased its standard variable rate 0 35 per cent the lowest Read more Back to Top Banks pounce on interest rate hike On May 6 2010 Finance News Leave a comment rate target to 4 5 per cent and will add about 48 a month to mortgage repayments on a 300 000 loan with a 25 year term The Commonwealth Bank was the first of the big banks to announce it was lifting its rates following the RBA decision The Read more Back to Top AMP Bank Ltd to lower interest rates on its entry level home loan products after hiking mortgage rates earlier this month On March 22

    Original URL path: http://www.formula1finance.com.au/tag/standard-variable-rate/ (2014-01-04)
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