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  • Rate cut fails to improve sentiment Formula 1 Finance
    per cent cut in the official cash rate by the Reserve Bank and extensive media coverage that the unemployment rate had fallen from 5 2 per cent to 4 9 per cent However other factors appear to have offset these positives Firstly there might have been a degree of disappointment amongst households that the standard variable mortgage rate was reduced by an average of 0 37 per cent The results show that sentiment is two per cent lower now than when the cash rate was 100 basis points higher last October at 4 75 per cent The lower than expected sentiment could give the Reserve Bank reason to cut the cash rate again in the coming months Westpac s current view that the Bank will wait until July before it cuts again but developments overseas along with today s evidence that the recent cut has had little impact on Confidence could easily see the Bank bring that decision forward to the next Board meeting in June Brett Colley 365 Posts Brett has been involved in management in the finance industry for over 13 years Brett s diverse experience in finance real estate developments and all facets of the construction industry confirms Formula 1 Finance to be an innovative professional finance broking firm On May 18 2012 Budget Enconomy Financial goals Home loan product Inflation Interest rate Wealth Comments Off Comments are closed Finance News RBA rate announcement Banks Mining Towns and Rental Yields Houses outperform units in capitals Positive return for Qld market Whats happening with Vacant Land Sales Credit conditions restricting construction Housing Values Rise Housing Facts Rates on Hold New home sales at 2 year high Categories Australian Dollar Bank fees Bank Profits Budget Enconomy Finance News Financial goals First Home Buyer Government banking reform Home loan product

    Original URL path: http://www.formula1finance.com.au/interest-rate/rate-cut-fails-to-improve-sentiment/ (2014-01-04)
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  • reserve bank of australia Archives « Formula 1 Finance Formula 1 Finance
    board meets later today and leave the official cash rate on hold In a recent survey 76 6 per cent of respondents said they did not expect to see a rate Read more Back to Top Feb rate cut unlikely On February 1 2013 Budget Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off majority of Australian homeowners do not expect the Reserve Bank of Australia RBA to cut the official cash rate when the board meets next week According to a survey conducted 55 per cent of respondents believe the cash rate will remain at its current level Read more Back to Top RBA cuts rates On December 4 2012 Australian Dollar Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Reserve Bank of Australia has stripped 25 basis points from the official cash rate taking it to the all time low of 3 per cent The rate cut means the Reserve Bank has now slashed 125 basis points from the cash rate over the last 12 Read more Back to Top Rate cut likely On December 3 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off many economists believe the Reserve Bank of Australia RBA will cut the official cash rate again when the Board meets tomorrow it is not a guaranteed event With new economic data showing weakening investment intentions and only modest signs that monetary policy is driving rebalancing of Read more Back to Top New home sales climb higher On November 30 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off modest increases for New South Wales South Australia and Western Australia albeit from very low bases Detached house sales in Victoria were a big drag on the aggregate result in October slumping by 12 1 per cent If you take that result out of the mix then Read more Back to Top Rates on hold On November 6 2012 Budget Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off a raft of less than impressive economic data the Reserve Bank of Australia has decided to keep the official cash rate on hold At its monthly Board meeting earlier today the RBA decided it was prudent to keep the cash rate at 3 25 per cent Read more Back to Top RBA to cut rates On October 30 2012 Budget Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Reserve Bank of Australia has moved the official cash rate every November for the past six years and it seems this year is not going to be any different The Reserve Bank should and will cut on Melbourne Cup Day despite the recent benign inflation result Read more Back to Top RBA cuts rates On October 2 2012 Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off Reserve Bank of Australia has cut the official cash rate for the first

    Original URL path: http://www.formula1finance.com.au/tag/reserve-bank-of-australia/ (2014-01-04)
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  • reserve bank Archives « Formula 1 Finance Formula 1 Finance
    when the board meets later today and leave the official cash rate on hold In a recent survey 76 6 per cent of respondents said they did not expect to see a rate Read more Back to Top Buyers Make a Comeback On March 1 2013 Finance News Comments Off While many buyers kept out of the property market in 2012 there are signs of a comeback 2012 saw many buyers adopt a wait and see attitude but they are once again becoming active as the market starts to stabilize and interest rate reductions lower the cost Read more Back to Top Home values on the up On February 4 2013 Finance News Comments Off However the housing market has been on a clear recovery trend since June last year Capital gains aren t likely to remain this high over the coming months however we are likely to see the recovery trend continue through 2013 Despite improving market conditions in January dwelling Read more Back to Top RBA on hold next week still expect a March cut On February 4 2013 Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off Reserve Bank Board meets next week on February 5 I expect the Board will decide to hold rates steady at this meeting I certainly do not believe that the rate cut cycle has ended and to date expect there will be a rate cut of 25 bp s Read more Back to Top Feb rate cut unlikely On February 1 2013 Budget Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off majority of Australian homeowners do not expect the Reserve Bank of Australia RBA to cut the official cash rate when the board meets next week According to a survey conducted 55 per cent of respondents believe the cash rate will remain at its current level Read more Back to Top Cash rate to hit 2 25pc On January 30 2013 Budget Enconomy Financial goals Interest rate Wealth Comments Off Australia Bank is predicting three rate cuts this year despite the fact that new research shows business confidence is on the rise According to NAB s latest monthly business survey business confidence improved considerably in December after deteriorating to its weakest level since April 2009 in the Read more Back to Top RBA cuts rates On December 4 2012 Australian Dollar Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Reserve Bank of Australia has stripped 25 basis points from the official cash rate taking it to the all time low of 3 per cent The rate cut means the Reserve Bank has now slashed 125 basis points from the cash rate over the last 12 Read more Back to Top Rate cut likely On December 3 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off many economists believe the Reserve Bank of Australia RBA will cut the official cash rate again when the Board meets tomorrow

    Original URL path: http://www.formula1finance.com.au/tag/reserve-bank/ (2014-01-04)
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  • board meeting Archives « Formula 1 Finance Formula 1 Finance
    meeting earlier today the RBA decided it was prudent to keep the cash rate at 3 25 per cent Read more Back to Top RBA cuts rates On October 2 2012 Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off Reserve Bank of Australia has cut the official cash rate for the first time in four months At its monthly Board meeting the Reserve Bank decided it was prudent to cut the cash rate from 3 5 per cent to 3 25 per cent in a bid to Read more Back to Top Rates on hold again On September 4 2012 Enconomy Financial goals House prices Interest rate Wealth Comments Off its Board meeting earlier today the Reserve Bank of Australia decided to keep the official cash rate on hold for the third consecutive month Speaking about the Board s decision RBA governor Glenn Stevens said it was prudent to keep the cash rate on hold at 3 5 Read more Back to Top Interest rate cut looming On June 4 2012 Bank Profits Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off the latest data from the Australian Bureau of Statistics showing the Australian economy is not performing strongly there is a good possibility that the Reserve Bank will choose to cut the official cash rate again at tomorrow s board meeting The latest figures from the Australian Bureau Read more Back to Top Rate cut fails to improve sentiment On May 18 2012 Budget Enconomy Financial goals Home loan product Inflation Interest rate Wealth Comments Off is two per cent lower now than when the cash rate was 100 basis points higher last October at 4 75 per cent The lower than expected sentiment could give the Reserve Bank reason to cut the cash rate again in the coming months Westpac s current view that Read more Back to Top RBA cuts interest rates 50bp On May 1 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Reserve Bank of Australia RBA has cut the official cash rate in its May Board meeting today following weaker than expected inflation data The Board thought it was prudent to cut the official cash rate 50 basis points to 3 75 per cent after headline inflation turned Read more Back to Top Westpac rate adjustment could be sign of things to come On May 1 2012 Enconomy Finance News Financial goals Home loan product Interest rate Wealth Comments Off decision to increase its standard variable rate discount could be a sign that the lender expects the Reserve Bank to cut rates at today s Board meeting Yesterday Westpac announced it would increase its standard variable discount to 0 70 percentage points from 0 40 per cent to home loans Read more Back to Top Rate cut expected after weak inflation On April 26 2012 Enconomy Financial goals House prices Inflation Interest rate Wealth Comments Off Reserve Bank of Australia is all but

    Original URL path: http://www.formula1finance.com.au/tag/board-meeting/ (2014-01-04)
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  • cash rate Archives « Formula 1 Finance Formula 1 Finance
    leave the official cash rate on hold This is the second consecutive board meeting that the RBA has decided to leave rates on hold at 3 per cent Home owners would Read more Back to Top RBA TIPPED TO HOLD RATES On March 5 2013 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off majority of industry participants feel the Reserve Bank of Australia RBA will hedge its bets when the board meets later today and leave the official cash rate on hold In a recent survey 76 6 per cent of respondents said they did not expect to see a rate Read more Back to Top Buyers Make a Comeback On March 1 2013 Finance News Comments Off While many buyers kept out of the property market in 2012 there are signs of a comeback 2012 saw many buyers adopt a wait and see attitude but they are once again becoming active as the market starts to stabilize and interest rate reductions lower the cost Read more Back to Top Feb rate cut unlikely On February 1 2013 Budget Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off majority of Australian homeowners do not expect the Reserve Bank of Australia RBA to cut the official cash rate when the board meets next week According to a survey conducted 55 per cent of respondents believe the cash rate will remain at its current level Read more Back to Top Cash rate to hit 2 25pc On January 30 2013 Budget Enconomy Financial goals Interest rate Wealth Comments Off Australia Bank is predicting three rate cuts this year despite the fact that new research shows business confidence is on the rise According to NAB s latest monthly business survey business confidence improved considerably in December after deteriorating to its weakest level since April 2009 in the Read more Back to Top RBA cuts rates On December 4 2012 Australian Dollar Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Reserve Bank of Australia has stripped 25 basis points from the official cash rate taking it to the all time low of 3 per cent The rate cut means the Reserve Bank has now slashed 125 basis points from the cash rate over the last 12 Read more Back to Top Rate cut likely On December 3 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off many economists believe the Reserve Bank of Australia RBA will cut the official cash rate again when the Board meets tomorrow it is not a guaranteed event With new economic data showing weakening investment intentions and only modest signs that monetary policy is driving rebalancing of Read more Back to Top Housing affordability shows signs of improvement On November 28 2012 Enconomy Finance News Financial goals House prices Inflation Wealth Comments Off affordability has shown further signs of improvement giving the Reserve Bank less reason to cut the official cash rate

    Original URL path: http://www.formula1finance.com.au/tag/cash-rate/ (2014-01-04)
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  • the bank Archives « Formula 1 Finance Formula 1 Finance
    monthly business survey business confidence improved considerably in December after deteriorating to its weakest level since April 2009 in the Read more Back to Top Future rate cuts likely ANZ On September 4 2012 Australian Dollar Enconomy Financial goals House prices Inflation Interest rate Wealth Comments Off levels ANZ s head of Australian economics and property research Mr Colhoun said the slight declining trend for job advertising together with a pick up in job losses due to restructuring and businesses productivity initiatives is likely to be consistent with a slight further trend rise in the Read more Back to Top Rates on hold On August 7 2012 Budget Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off sitting at 1 9 per cent While inflation was lower than expected economists still expected the RBA to leave the cash rate on hold when the Board met in August given that house prices have climbed for the last two consecutive months The Reserve Bank would have been Read more Back to Top ANZ delivers rate cut On June 8 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off In a move that will likely surprise the market ANZ has passed on the RBA s full 25 basis point cash rate cut The lender is the first of the majors to move cutting interest rates by 25 basis points from 7 05 down to 6 80 per cent effective 15 Read more Back to Top RBA cuts rates On June 5 2012 Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off The Reserve Bank of Australia has cut the official cash rate for the second consecutive month The decision came as no surprise to many economists after last night s share market fiasco Australian shares hit a six month low at close of business yesterday wiping approximately 23 billion from the Read more Back to Top Rate cut fails to improve sentiment On May 18 2012 Budget Enconomy Financial goals Home loan product Inflation Interest rate Wealth Comments Off appear to have offset these positives Firstly there might have been a degree of disappointment amongst households that the standard variable mortgage rate was reduced by an average of 0 37 per cent The results show that sentiment is two per cent lower now than when the Read more Back to Top More banks move rates On May 9 2012 Enconomy Financial goals Home loan product Interest rate Wealth Comments Off no lender is prepared to pass on the full rate cut to borrowers In the last few days BankSA cut 38 basis points from its standard variable rate to 7 04 per cent while St George also cut 0 38 per cent from its SVR taking it to to Read more Back to Top Majors hold fire on interest rate cut On May 2 2012 Bank Profits Enconomy Financial goals Home loan product Inflation Interest rate Wealth Comments Off major banks are

    Original URL path: http://www.formula1finance.com.au/tag/the-bank/ (2014-01-04)
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  • interest rates Archives « Formula 1 Finance Formula 1 Finance
    with the same wait and see strategy displayed over the past two years Fixed rates remain nearly a full percentage point below most variable rates This is strong evidence that the lending markets are anticipating a rate cut Additionally there s Read more Back to Top Buyers Make a Comeback On March 1 2013 Finance News Comments Off While many buyers kept out of the property market in 2012 there are signs of a comeback 2012 saw many buyers adopt a wait and see attitude but they are once again becoming active as the market starts to stabilize and interest rate reductions lower the cost Read more Back to Top Fix or not On February 15 2013 Enconomy Finance News Financial goals Home loan product Interest rate Wealth Comments Off if you ve overcapitalised on your loan If your variable rate falls you may be making lower repayments than if you had fixed your rate but if the variable rate rises your monthly repayments increase When choosing a variable it s important to plan for the possibility of Read more Back to Top Home values on the up On February 4 2013 Finance News Comments Off are likely to have seen some upwards seasonal bias However the housing market has been on a clear recovery trend since June last year Capital gains aren t likely to remain this high over the coming months however we are likely to see the recovery trend continue Read more Back to Top Feb rate cut unlikely On February 1 2013 Budget Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off rate will remain at its current level of 3 per cent Of the 452 respondents 35 per cent tipped the RBA to lower the official rate by 25 basis points while 9 per cent thought the Bank would cut by as much as half a percentage Read more Back to Top RBA cuts rates On December 4 2012 Australian Dollar Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off Reserve Bank of Australia has stripped 25 basis points from the official cash rate taking it to the all time low of 3 per cent The rate cut means the Reserve Bank has now slashed 125 basis points from the cash rate over the last 12 Read more Back to Top New home sales climb higher On November 30 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off South Australia and Western Australia albeit from very low bases Detached house sales in Victoria were a big drag on the aggregate result in October slumping by 12 1 per cent If you take that result out of the mix then detached house sales actually posted a Read more Back to Top Housing affordability shows signs of improvement On November 28 2012 Enconomy Finance News Financial goals House prices Inflation Wealth Comments Off Index increased by 5 3 per cent in the September 2012 quarter to

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  • home loan Archives « Formula 1 Finance Formula 1 Finance
    you decide to do the same make sure you are fixing for all the right reasons not just the lure of a cheap rate Be Read more Back to Top Credit Rating Uncovered On November 29 2012 Finance News Financial goals First Home Buyer Technology Comments Off will no longer be left in the dark about their credit rating thanks to reforms to Australia s privacy laws Your credit rating is an important factor that lenders use to determine your suitability as a borrower so being able to easily access your credit report as Read more Back to Top Home loan Interest rates to fall On September 28 2012 Enconomy Finance News Financial goals House prices Inflation Interest rate Wealth Comments Off The local interbank cash futures market is assigning a 65 per cent probability to a cash rate cut next Tuesday And if not next week then on Melbourne Cup day and again in December which would take the cash rate target to its GFC trough of 3 Read more Back to Top Rates on hold again On September 4 2012 Enconomy Financial goals House prices Interest rate Wealth Comments Off decision RBA governor Glenn Stevens said it was prudent to keep the cash rate on hold at 3 5 per cent A spate of positive housing data allowed the Reserve Bank to be comfortable with the current monetary policy setting The Reserve Bank s decision failed to shock Read more Back to Top Fixed rate cycle tipped to turn On July 25 2012 Enconomy Finance News Financial goals Home loan product House prices Interest rate Wealth Comments Off a spate of recent data indicating that the popularity of fixed rates is waning now might be the right time for mortgage holders to fix their loan Fixed rates are very low at the moment lower than they have been in years and as such borrowers should think Read more Back to Top Interest rate cut looming On June 4 2012 Bank Profits Enconomy Finance News Financial goals Inflation Interest rate Wealth Comments Off from the Australian Bureau of Statistics showing the Australian economy is not performing strongly there is a good possibility that the Reserve Bank will choose to cut the official cash rate again at tomorrow s board meeting The latest figures from the Australian Bureau of Statistics showed Read more Back to Top Refinancing Mistakes to Avoid On May 14 2012 Finance News Financial goals Home loan product Wealth Comments Off these common mistakes and refinancing your home loan should be a simple trouble free experience Successfully navigating the refinancing process can enable you to take advantage of better rates and features as well as provide finance for a renovation construction or property purchase Mistake 1 A Read more Back to Top Majors hold fire on interest rate cut On May 2 2012 Bank Profits Enconomy Financial goals Home loan product Inflation Interest rate Wealth Comments Off move from the Reserve Bank and it will help thousands

    Original URL path: http://www.formula1finance.com.au/tag/home-loan/ (2014-01-04)
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